SOFI and PLTR similarities. long/holdSoFi Technologies IncBATS:SOFICariboostonksNOT FINANCIAL ADVVICE LIKE ALWAYS Ownership MetricPLTRSOFI Institutional Ownership60.5%52.3% Insider Ownership3.6%3.0% Institutions Holding Shares3,5681,165 Institutional Float Ownership62.7%53.9% Largest Shareholders InstitutionPLTRSOFI Vanguard9.9%8.9% BlackRock8.6%5.2% State Street4.6%2.0% Geode2.5%1.8% JPMorgan3.2%7.8% What stands out The similarities are striking: Vanguard is the largest shareholder in both companies. BlackRock is a top-three holder in both. State Street is also a major holder in both. Geode Capital is among the top institutional investors in both. Both have relatively low insider ownership (around 3%), leaving institutions with meaningful influence. Key differences PLTR Roughly 60% institutionally owned. Held by over 3,500 institutions, showing very broad institutional sponsorship. Heavy ownership by passive index funds after its inclusion in major indexes. One of the most institutionally accumulated AI stocks over the past two years. SOFI About 52% institutionally owned, leaving more room for institutional ownership to grow. JPMorgan has a much larger position than in PLTR. Still adding institutional sponsors as the company matures and becomes eligible for more growth and financial-sector mandates. Why many investors compare them Both stocks followed a similar path: Went public with high retail interest. Traded well below early highs. Continued executing operationally while institutions accumulated. Eventually attracted large passive and active fund ownership. The difference is that PLTR is farther along that institutional adoption curve. SOFI still has lower institutional penetration, which some investors view as leaving additional demand potential if execution continues. If you're wondering whether SOFI could follow a "PLTR-like" ownership trajectory, the answer is that it already shares many of the same characteristics. The main gap is institutional ownership: PLTR: ~60.5% SOFI: ~52.3% That roughly 8 percentage-point difference represents a meaningful amount of potential institutional buying if SOFI continues delivering earnings growth and attracts additional index and fund allocations.