Skip to navigationSkip to main contentSkip to right columnADVERTISEMENTLaura Grande and Vishesh RaisinghaniTue, August 11, 2026 at 12:15 PM GMT+2 7 min readMoneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below.Tech giants are expected to spend trillions of dollars on AI infrastructure in the coming years as they race to build the data centers, chips and energy capacity needed to support artificial intelligence.McKinsey previously estimated that AI-related data center infrastructure could require up to $7 trillion in investment by 2030 (1). That's more than the size of Germany and Spain's GDP combined, per World Bank data (2).Must ReadJeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being oneJPMorgan still sees gold hitting $5,000/oz by Q4 — and savvy investors are protecting their wealth with a tax-advantaged Gold IRA. Learn more with a free guide from Priority GoldThe tax breaks in Trump's 'big beautiful bill' expire after 2028 — and experts say most people won't act in time. What to do before the window closesThe question is: Where will all that money come from?BlackRock (NYSE: BLK) CEO Larry Fink believes ordinary Americans could help provide some of that capital — not by writing checks themselves, but through the retirement accounts and investments that own stakes in the companies leading the AI race."If we can get more and more Americans to think about growing with the United States, we will have far [more] than enough money to invest in this infrastructure," Fink said earlier this year at Texas State Technical College in Waco alongside Texas Governor Greg Abbott (3).At the time, Fink estimated the nationwide buildout of data centers and energy infrastructure could total $10 trillion over the next 10 years.Since then, the AI arms race has only picked up speed.Tech giants are spending tens of billions of dollars to build the data centers, buy the chips and secure the electricity needed to power the next generation of AI.Microsoft (NASDAQ: MSFT), Amazon (NASDAQ: AMZN), Alphabet (NASDAQ: GOOG) and Meta (NASDAQ: META) are among the companies leading that charge — and their massive AI investments are one reason so many investors' portfolios are increasingly tied to the success of this technology.Here's how some of your retirement funds are already exposed to this colossal spending spree on a technology that could reshape the way millions of people work.Ordinary Americans are exposed to the AI boomYour 401(k) plan is likely exposed to the AI boom, even if you're not aware of it.Terms and Privacy PolicyEU DSA contactPrivacy & Cookie SettingsMore Info