0&&s)if(o){var a,r=(a=e.newCount)>99;s.textContent=r?"99+":a+"",null===(n=s.parentElement)||void 0===n||n.classList.add(Vn)}else s.style.display="block"},m=function(){u.refreshPanel().then(f).then(ne).catch((function(){}))};if(e.addEventListener("close-all-menus",(function(){Ce(c)||d()})),c){m();var v=setInterval((function(){m()}),3e5);e.onDestroy((function(){clearInterval(v)})),o?l&&l.addEventListener("mouseenter",(function(){p(),null==n||n.show()})):c.addEventListener("mouseenter",(function(){p(),null==n||n.show()})),c.addEventListener("mouseleave",(function(){d(),null==n||n.hide()}))}e.addElementListener(i,"click",(function(){te("ybar","notification","",{elm:"btn",elmt:"block"===(null==s?void 0:s.style.display)?"newalert":"",subsec:"notification",itc:"1"})})),a&&Ae(e,a,"ybar","notification",{elm:"expand",subsec:"notifications",itc:"2"}),e.addElementListener(r,"focusin",(function(){i&&(i.checked=!0),null==r||r.classList.add("ybarMenuOpen")})),e.addElementListener(r,"focusout",d),e.addElementListener(t.tooltipContainer,"focusin",(function(){null==n||n.show()})),e.addElementListener(t.tooltipContainer,"focusout",(function(){null==n||n.hide()}));var y=e.getConfig().device,h=document.getElementById("ybar");h&&h.classList.contains("ybar-ytheme-crunch")&&(ao=0);var b=new RegExp("[?&]notifications=1(&|#|$)");"desktop"===y&&i&&b.test(window.location.search)&&(i.checked=!0)};ge("ybar-mod-notification",(function(e){var t={isUH3:"crunch"===e.getConfig().ytheme,notifContainer:document.getElementById("notification-container"),notifBadge:document.getElementById("notif-badge"),notifMenu:document.getElementById("ybarNotificationMenu"),notifMenuOpener:document.querySelector("#ybarNotificationMenu + label"),notifDropdown:document.getElementById("notifDropdownContainer"),tooltipContainer:document.querySelector(".".concat($n)),notifLabel:document.querySelector(".".concat(Xn))};t.notifDropdown&&so(e,t)}))}()}};]]>Monique DanaoTue, September 30, 2025 at 1:45 PM GMT+2 4 min readTurning 65 brings a lot of new milestones, but it also brings time-sensitive decisions and deadlines you might not know about.Linda recently retired after a 40-year career and assumed she could sign up for supplemental health coverage whenever she wanted. She didn’t know about the one-time, six-month Medigap enrollment window tied to Medicare.Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's howI'm 49 years old and have nothing saved for retirement — what should I do? Don't panic. Here are 6 of the easiest ways you can catch up (and fast)Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake — here’s what it is and 3 simple steps to fix it ASAPBy the time she started looking into plans, her guaranteed enrollment period was nearly over — and she almost lost the chance to get affordable coverage without medical underwriting.As you approach retirement, several decisions can cost you thousands if you don’t plan ahead.When you first enroll in Medicare Part B, you enter a six-month Medigap open enrollment period [1].During this time, insurers cannot deny you coverage or charge you higher premiums. It’s your best chance to get affordable, guaranteed protection. If you miss this window, it could result in higher costs, fewer options, or even denials.Converting pre-tax retirement accounts to a Roth IRA can be a smart move for tax planning, but timing is crucial. Large conversions can trigger IRMAA (Income-Related Monthly Adjustment Amount), which increases your Medicare Part B and Part D premiums [2].Because IRMAA uses your income from two years prior, a big conversion at 63 could unexpectedly spike your Medicare costs at 65.Medicare generally doesn’t cover dental work, and many standalone dental plans have waiting periods — up to six months for fillings and up to a year for crowns and other more work. If you need major dental work, it may be cheaper to get it done before you leave employer coverage [3].The same is true for planned surgeries like joint replacements. Handling these procedures earlier can save thousands out of pocket.Read more: Here are 5 simple ways to grow rich with real estate — whether you have $10 or $100,000 to investLump-sum payouts from unused vacation or sick time can unintentionally push your income over IRMAA thresholds, raising your Medicare costs [4]. 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