Why is XRPprice going down today? XRP has declined for four consecutivesessions, losing approximately 8% from recent highs to reach intradaylows of $3.11 on Tuesday, August 12, 2025. Currently trading at $3.1422,XRP faces mounting profit-taking pressure following its impressiverally after the Ripple-SEC legal settlement.The primarycatalyst behind today's decline stems from natural profit-takingactivities after XRP's spectacular 208% volume surge to $12.4billion followingregulatory clarity. Trading volumes remain elevated at $9.16 billion,indicating continued institutional interest despite the pullback.In thisarticle, I examine why the XRP price is falling, conducting in-depth technicalanalysis of the XRP/USDT daily chart and summarize the newest XRP priceprediction for 2025 and beyond.XRP Price Falls 4 Sessionsin Row as Profit-Taking DominatesAt the timeof writing, XRP is trading at 3.1422, up 0.5% since the start of the session.The intraday low stands at 3.1178. On the daily chart, four consecutive bearishcandles have largely retraced the nearly 11% rally seen on August 7, 2025. Thecurrent strong buying reaction has simply led to profit-taking.XRP'sdecline aligns with broader cryptocurrency market weakness. Bitcoin failedto maintain momentum above key levels, while Dogecoin dropped over 5% and Ethereumstruggled below $4,300. This risk-off sentiment has pressuredaltcoins including XRP.XRP Technical Analysis:Support Holds But Resistance BuildsXRP'stechnical structure reveals critical support at $3.13 after multiplesuccessful tests, while resistance builds at $3.27-$3.31. The tokenexperienced its heaviest selling pressure during the 19:00 hour yesterday,dropping from $3.20 to $3.15 on 73.87 million volume.Key Technical Levels:Strong Support: $3.13-$3.15 (multiple volume-backed tests)Immediate Resistance: $3.27 (repeated rejection zone)Critical Resistance: $3.31 (23.6% Fibonacci retracement)Next Downward Target: Round level at $3.00 (38.2% Fibonacci)Mycomprehensive technical analysis indicates XRP's bearish pin bar formation onMonday's session created a potential sell signal below the important $3.31resistance and 23.6% Fibonacci retracement level. If priceapproaches this resistance zone again, it would present an opportunity forsellers targeting the $3.00 psychological level.Additionalsupport levels include the 50 Exponential Moving Average at $2.89,followed by the 50% Fibonacci retracement at $2.78 near August lowsaround $2.66. The golden ratio 61.8% Fibonacci level sits atapproximately $2.40, coinciding with the 200 Exponential MovingAverage at $2.28.A breakbelow these levels would signal bearish control, potentially driving XRPtoward $2.00 or lower to $1.90 where June 22nd sessionminimums reside. Conversely, a sustained break above $3.30-$3.31 wouldinvalidate the bearish setup, targeting consolidation between $3.60-$3.66.XRP Support and Resistance LevelsWhy XRP Price Is Falling? MarketFactors Behind XRP's DeclineRipple'sMonthly Token Release - The routine monthly release of 1 billion XRP tokens worth $3.28billion from escrow on August 1st triggered market uncertainty andselling fears. Despite Ripple CTO David Schwartz's clarification as routinemonthly activity, the timing coincided with XRP's rally slowdown.Profit-TakingAfter Legal Victory - Followingthe formal end of Ripple's nearly five-year SEC legal battle,XRP experienced double-digit gains before encountering naturalprofit-taking. Large holders appear to be rebalancing positions whilemaintaining bids at $3.13-$3.15.ETFSpeculation Cooling - BlackRock's denial of XRP ETF plans has tempered some bullishsentiment, though multiple XRP ETF applications remain under SECreview with an 85% approval probability for 2025.DerivativesData Shows Selling Pressure - XRP derivatives markets reflect bearish sentiment with decliningopen interest dropping 36% to $3.54 billion and negativefunding rates indicating short positioning. However, whaleaccumulation continues with addresses holding 100 million to 1billion XRP adding 900 million tokens worth $2.88 billion injust 48 hours.You mayalso like: XRPEyes $3.50; Ripple-SEC Five Year Legal Dispute Officially ConcludesExpert XRP Price Predictions:Divided SentimentDespitetoday's decline, expert opinions remain largely bullish for XRP'smedium-term prospects. Here's what leading analysts predict:Tony"The Bull" Severino forecasts a 333% surge within 40 days,while Peter Brandt predicts a 60% rally to $4.47 based ontechnical patterns. More conservative machine learning models projectXRP reaching $3.12 by August 31, 2025.Fibonacciextension analysis suggests $5.53 as the ultimate 2025 target,representing over 80% appreciation from current levels. RippleCEO Brad Garlinghouse has made the most ambitious prediction of $178by 2030, though this represents an extreme bull case scenario.Back inApril, Standard Chartered analysts predicteda fivefold increase in XRP’s price, ultimately reaching $12.50 within the nextthree years. For this year, they expect the price to climb to $5.50.Marketveteran Ali Martinez identified XRP breaking above a key resistance channel ithad traded within for months. He noted: "XRP has successfully broken abovean extensive resistance channel... now eyeing a double-digit target."What Traders Should WatchKeymonitoring points for XRP include:$3.13 support stability on further profit-taking wavesBreakout potential above $3.27 to resume upward momentumPersistence of institutional inflows post-regulatory settlementMacro spillover effects from trade and monetary policy developmentsVolume patterns during resistance tests at $3.30-$3.31Temporary Pullback inBullish StructureWhy is XRPprice going down today? The decline reflects natural profit-taking afterXRP's post-settlement rally, combined with broader crypto market weakness and routinetoken releases. Technical analysis shows strong support at $3.13 withpotential for deeper correction toward $3.00 if selling pressureintensifies.However, expertsentiment remains predominantly bullish with targets ranging from $3.12to $13.00 across various timeframes. The regulatory overhang removal and growinginstitutional interest provide fundamental support for XRP's longer-termtrajectory.XRP Price FAQWhy Is XRP in Trouble?XRP is notcurrently in serious trouble. The primary concern stemmed from the SEClawsuit filed in December 2020, which alleged that Ripple sold $1.3billion worth of unregistered securities. However, this legal uncertainty hasbeen largely resolved as of August 2025.Is XRP Worth Buying Now?Yes, however,XRP presents a mixed risk-reward opportunity at current levelsaround $3.14. The regulatory clarity achieved through the SECsettlement provides a strong fundamental foundation, while multipleXRP ETF applications have an estimated 85% approval probability for2025.Investmentsuitability depends on your risk tolerance and time horizon.Conservative investors might wait for deeper pullbacks toward $3.00 support,while those bullish on crypto adoption may find current levels reasonablefor medium-term positions.How High Will XRP Go in2025?Expertpredictions for XRP in 2025 vary significantly, ranging from $3.12 to$13.00 depending on market conditions and adoption rates. Conservativeforecasts suggest XRP reaching $3.12 by August 31, 2025, while mainstreampredictions target $4.00-$5.50 by year-end. Machinelearning models project an average December 2025 price of $2.43,though this appears conservative given recent developments.Could XRP Reach $100?Yes, XRPreaching $100 is theoretically possible but faces significant practicalchallenges. At $100 per XRP, the market capitalization would exceed $5trillion with current supply levels, larger than Apple and Microsoftcombined.$100 XRPrequires unprecedented cryptocurrency market growth to $5+ trillionvaluation. This implies either massive supply reduction throughinstitutional locking or fundamental transformation of globalfinancial systems.This article was written by Damian Chmiel at www.financemagnates.com.