The government reports success with the Pradhan Mantri Jan Dhan Yojana. Linking accounts to mobile and Aadhaar prevents subsidy diversion. Over 560 million accounts opened since 2014 with ₹2.68 lakh crore deposited. Nirmala Sitharaman highlights the scheme's role in direct benefit transfer and financial inclusion. A significant portion of accounts are in rural areas and held by women.