Here's How Much You Should Aim to Invest in the Invesco QQQ ETF to Get to $1 Million or More by Retirement

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RegExp("[?&]notifications=1(&|#|$)");"desktop"===y&&i&&b.test(window.location.search)&&(i.checked=!0)};be("ybar-mod-notification",(function(e){var t={isUH3:"crunch"===e.getConfig().ytheme,notifContainer:document.getElementById("notification-container"),notifBadge:document.getElementById("notif-badge"),notifMenu:document.getElementById("ybarNotificationMenu"),notifMenuOpener:document.querySelector("#ybarNotificationMenu + label"),notifDropdown:document.getElementById("notifDropdownContainer"),tooltipContainer:document.querySelector(".".concat(Vn)),notifLabel:document.querySelector(".".concat($n))};t.notifDropdown&&ro(e,t)}))}()}};]]>David Jagielski, The Motley FoolSun, Aug 24, 2025, 6:55 PM 5 min readInvesting in the Nasdaq's top growth stocks can help you build up a large nest egg by the time you retire.Growth stocks may experience volatility, but they have been terrific investments in recent years.The market could be due for a slowdown in coming years, and investors need to temper their expectations accordingly.10 stocks we like better than Invesco QQQ Trust ›If you have a portfolio worth $1 million by the time you retire, you could be in a great position to control your postwork financial future. Even if that may not be enough to retire comfortably in every area of the country, it could give you plenty of options to consider. You could withdraw some of the money or perhaps choose dividend-generating investments that give you some recurring income without having to deplete your nest egg.To get to $1 million, a good strategy is to invest in quality growth stocks, since they can increase the chances that you'll be able to achieve market-beating returns in the long run.Below, I'll show you how much you would need to invest in the Invesco QQQ Trust (NASDAQ: QQQ) today, based on various ages, to be on track to reach at least $1 million by the time you retire. This exchange-traded fund invests in 100 large nonfinancial companies.Image source: Getty Images.If you're investing for the long haul (e.g., at least 10-plus years), then you'll probably want to consider prioritizing growth stocks for your portfolio. That's because while growth stocks can be volatile in any given year, over a long time frame they generally do well and can outperform the S&P 500, a leading index of how the overall market is doing.The Invesco QQQ Trust can be ideal for this purpose. It doesn't track the S&P 500 but instead mirrors the Nasdaq-100, which is a collection of the top 100 nonfinancial stocks on the Nasdaq Stock Market. It is a more selective and exclusive club than the S&P 500.In the past 10 years, the Invesco QQQ Trust has generated total returns (which include dividends) of 460%, versus 266% for the S&P 500. That means the Invesco Trust has averaged an annual return of nearly 19% over that stretch, while the S&P 500 has grown by close to 14% per year.The market has been red hot in recent years, and the danger for investors is to assume that it will continue to be hot. Realistically, there may be more-tepid growth in upcoming years. Setting expectations too high may lead to disappointment later on.Terms and Privacy PolicyPrivacy & Cookie SettingsMore InfoS&P Futures6,451.25 -4.25 (-0.07%)Dow Futures45,323.00 -28.00 (-0.06%)Nasdaq Futures23,472.50 -25.75 (-0.11%)Russell 2000 Futures2,342.30 -1.80 (-0.08%)VIX14.79 +0.57 (+4.01%)Gold3,421.10 +3.60 (+0.11%)PortfolioSign in to access your portfolioSign inTop gainersSSL Sasol Limited 6.98 +0.69 (+10.97%)PRM Perimeter Solutions, Inc. 21.21 +1.73 (+8.88%)IREN IREN Limited 23.12 +1.69 (+7.89%)MP MP Materials Corp. 72.31 +4.43 (+6.53%)RKLB Rocket Lab Corporation 47.22 +2.84 (+6.40%)Top losersNEGG Newegg Commerce, Inc. 85.00 -15.75 (-15.63%)KDP Keurig Dr Pepper Inc. 31.10 -4.03 (-11.48%)FRPT Freshpet, Inc. 56.29 -6.33 (-10.11%)TNXP Tonix Pharmaceuticals Holding Corp. 34.59 -3.39 (-8.93%)BMA Banco Macro S.A. 60.00 -5.54 (-8.45%)Most activeOPEN Opendoor Technologies Inc. 4.5400 -0.4700 (-9.38%)NIO NIO Inc. 6.09 -0.25 (-3.94%)INTC Intel Corporation 24.55 -0.25 (-1.01%)NVDA NVIDIA Corporation 179.81 +1.82 (+1.02%)SOFI SoFi Technologies, Inc. 26.15 +1.13 (+4.52%)Earnings eventsMy earnings eventsEarnings eventsTrending tickersTLRY Tilray Brands, Inc. 1.3900 +0.2400 (+20.87%)GPRO GoPro, Inc. 1.6500 +0.4400 (+36.36%)OPAD Offerpad Solutions Inc. 3.6400 +2.1000 (+136.36%)IBKR Interactive Brokers Group, Inc. 62.76 +0.36 (+0.58%)BYND Beyond Meat, Inc. 2.5900 +0.1400 (+5.71%)Top economic events