Jan Dhan account deposits surge 3.7 times between 2015 and 2025 - The Hindu BusinessLineSENSEX 80,334.46 -452.08NIFTY 24,573.95 -138.10CRUDEOIL 5,583.00 -35.00GOLD 101,412.00 -130.00SILVER 116,410.00+ 313.00SENSEX 80,334.46 -452.08NIFTY 24,573.95 -138.10NIFTY 24,573.95 -138.10CRUDEOIL 5,583.00 -35.00CRUDEOIL 5,583.00 -35.00GOLD 101,412.00 -130.00'; } document.getElementById("lgdv").innerHTML = htmlElements; } function numberformat(i) { return Number(parseFloat(i).toFixed(2)).toLocaleString('en', { minimumFractionDigits: 2 }) } async function gatherResponse(response) { const { headers } = response; const contentType = headers.get('content-type') || ''; if (contentType.includes('application/json')) { return await response.json() } return response.text(); } function getWidth() { if (Math.max(document.body.scrollWidth,document.documentElement.scrollWidth,document.body.offsetWidth,document.documentElement.offsetWidth,document.documentElement.clientWidth) > 991) { document.getElementById("mob").style.display = "none"; document.getElementById("lgdv").style.display = "block"; } else { document.getElementById("mob").style.display = "block"; document.getElementById("lgdv").style.display = "none"; } } getWidth();]]>Average deposit in Pradhan Mantri Jan Dhan (PMJDY) account has increased 3.7 times during a 10-year period, Finance Ministry said on Thursday. PMJDY has completed 11 years of existence.“Average deposit per account is ₹4,768 as on August 13, 2025,” the Minister said. It was ₹1,065 in March 2015. “Increase in average deposit is another indication of increased usage of accounts and inculcation of saving habits among account holders, it added. Since the launch in 2014, more than 56 crore Jan Dhan accounts have been opened, with the total deposit balance valued at ₹2.68 lakh crore.“67 per cent of the accounts are opened in rural or semi-urban areas, and 56 per cent of the accounts are opened by women, indicating how underprivileged individuals living in far-flung areas of the country have been brought into the formal financial sector,” Finance Minister Nirmala Sitharaman said. Further, she said that the scheme has been an important tool to implement Direct Benefit Transfer (DBT), providing credit facilities, social security, and enhancing savings and investments. During the financial year 2024-25 a total of ₹6.9 lakh crore was credited to bank accounts under various DBT schemes.With the issue of over 38.68 crore RuPay debit cards under PMJDY, installation of 1.11 crore PoS/mPoS machines and the introduction of mobile-based payment systems like UPI, the total number of digital transactions has gone up from 2,338 crore in FY 2018-19 to 22,198 crore in FY 2024-25. The total number of UPI financial transactions has increased from 535 crore in FY 2018-19 to 18,587 crore in FY 2024-25. Similarly, total number of RuPay card transactions at PoS & e-commerce has increased from 67 crore in FY 2017-18 to 93.85 crore in FY 2024-25, the Ministry said.Minister of State in the Finance Ministry, Pankaj Chaudhary, said that the government has launched a saturation campaign where at least one camp will be held in each of the 2.7 lakh GPs in the country, where eligible persons can open PMJDY accounts, enrol under Jansuraksha schemes and also do their re-KYC and update nominations in their bank accounts. “Our effort is to bring the financial services to the doorsteps of the common man. While the saturation drive will have culmination on 30th September, the initial reports have been encouraging and I urge all of you to derive full benefits from this campaign,” he said.Published on August 28, 2025Sign into Unlock benefits!Access 10 free stories per monthAccess to comment on every storySign up/Manage to our newslettersGet notified by email for early preview to new features, discounts & offers${ ind + 1 } ${ device }Last active - ${ la }