5 Kinds of Financial Stimulus You Already Get Without Even Knowing It

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RegExp("[?&]notifications=1(&|#|$)");"desktop"===y&&i&&b.test(window.location.search)&&(i.checked=!0)};be("ybar-mod-notification",(function(e){var t={isUH3:"crunch"===e.getConfig().ytheme,notifContainer:document.getElementById("notification-container"),notifBadge:document.getElementById("notif-badge"),notifMenu:document.getElementById("ybarNotificationMenu"),notifMenuOpener:document.querySelector("#ybarNotificationMenu + label"),notifDropdown:document.getElementById("notifDropdownContainer"),tooltipContainer:document.querySelector(".".concat(Vn)),notifLabel:document.querySelector(".".concat($n))};t.notifDropdown&&ro(e,t)}))}()}};]]>Heather TaylorWed, Aug 27, 2025, 3:29 PM 4 min readIt may not be a one-time check, but Americans have more opportunities to access financial stimulus than they may realize. From tax-based stimulus to reduce your taxable income to programs that help pay bills for expensive heating and cooling costs, chances are good you will bookmark these available resources after reading this article.Find Out: Fidelity Says This Is a Surprising Risk of Holding Too Much Cash — Do You Have Too Much?Explore More: How Far $750K Plus Social Security Goes in Retirement in Every US RegionGOBankingRates spoke to Eric M. Steffy, founder and CEO at Federal Solutions Support, to find out which known and lesser-known resources are worth taking advantage of for a financial boost. You may be eligible for one (or more) of these stimulus programs.JJ Gouin / Getty Images/iStockphotoYou might be able to receive various tax credits and tax breaks. The standard deduction doesn’t require filing any additional forms and automatically reduces your taxable income.Steffy recommends looking into the earned income tax credit (EIC), child tax credit, American Opportunity & Lifetime Learning Credits and the Saver’s Credit. These refundable programs need to be applied for and may or may not be applicable to your financial circumstances, but they can make a difference for your bank account — even if you don’t owe anything in taxes. For example, if you made eligible contributions to your retirement plan, you might be able to take a tax credit through the Saver’s Credit.That’s Interesting: 3 Signs You’ve ‘Made It’ Financially, According to Financial Influencer Genesis HinckleyLearn More: I’m a Financial Advisor — My Wealthiest Clients All Do These 3 ThingsProstock-Studio / Getty ImagesThere are several types of resources that help reduce the cost of groceries, internet and phone services. The Supplemental Nutrition Assistance Program (SNAP), provides food benefits to lower-income families while WIC provides women, infants and children with healthy foods, nutrition education and counseling at no cost. For those with children attending school, Steffy said the School Meal Program makes free or low-cost lunches available to children.If you’re having a hard time managing your phone and/or internet bills, Steffy recommends looking into the Affordable Connectivity Program and Lifeline.“These are federal programs that offer discounts of up to $9.95 a month, to help low-income households afford internet and phone services needed for work, school and healthcare.”Read Next: If You’re Thinking About Getting a CD, Suze Orman Says You Should Do It Now — Here’s WhyDGLimages / iStock.comCertain federal employees may qualify for the FERS Special Retirement Supplement. According to Steffy, this financial bridge provides income until a retiree can start collecting Social Security benefits.Terms and Privacy PolicyPrivacy & Cookie SettingsMore InfoS&P Futures6,512.50 -5.00 (-0.08%)Dow Futures45,645.00 -61.00 (-0.13%)Nasdaq Futures23,738.75 -30.25 (-0.13%)Russell 2000 Futures2,382.20 0.00 (0.00%)VIX14.43 -0.42 (-2.83%)Gold3,470.40 -3.90 (-0.11%)PortfolioSign in to access your portfolioSign inTop gainersPSTG Pure Storage, Inc. 80.54 +19.68 (+32.34%)SNOW Snowflake Inc. 241.00 +40.61 (+20.27%)BILL BILL Holdings, Inc. 49.20 +7.57 (+18.18%)TCOM Trip.com Group Limited 75.03 +9.74 (+14.92%)TIGR UP Fintech Holding Limited 12.81 +1.24 (+10.72%)Top losersARX Accelerant Holdings 21.57 -7.72 (-26.36%)TLX Telix Pharmaceuticals Limited 10.15 -1.95 (-16.12%)HMY Harmony Gold Mining Company Limited 12.61 -2.06 (-14.04%)HRL Hormel Foods Corporation 25.22 -3.80 (-13.09%)COO The Cooper Companies, Inc. 64.58 -9.52 (-12.85%)Most activeWBA Walgreens Boots Alliance, Inc. 11.98 0.00 (0.00%)NVDA NVIDIA Corporation 180.17 -1.43 (-0.79%)OPEN Opendoor Technologies Inc. 4.2700 +0.2500 (+6.22%)LCID Lucid Group, Inc. 2.0700 -0.0100 (-0.48%)RGTI Rigetti Computing, Inc. 16.58 +1.19 (+7.73%)Earnings eventsMy earnings eventsEarnings eventsTrending tickersMRVL Marvell Technology, Inc. 77.23 +2.44 (+3.26%)AFRM Affirm Holdings, Inc. 79.99 +2.40 (+3.09%)DELL Dell Technologies Inc. 134.05 +1.55 (+1.17%)IREN IREN Limited 23.04 +0.69 (+3.06%)ULTA Ulta Beauty, Inc. 530.63 -3.18 (-0.60%)Top economic events