50% of US parents financially support their adult kids, with average payments of $1,474/month. What they're doing wrong

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RegExp("[?&]notifications=1(&|#|$)");"desktop"===y&&i&&b.test(window.location.search)&&(i.checked=!0)};ge("ybar-mod-notification",(function(e){var t={isUH3:"crunch"===e.getConfig().ytheme,notifContainer:document.getElementById("notification-container"),notifBadge:document.getElementById("notif-badge"),notifMenu:document.getElementById("ybarNotificationMenu"),notifMenuOpener:document.querySelector("#ybarNotificationMenu + label"),notifDropdown:document.getElementById("notifDropdownContainer"),tooltipContainer:document.querySelector(".".concat($n)),notifLabel:document.querySelector(".".concat(Xn))};t.notifDropdown&&so(e,t)}))}()}};]]>Danielle AntoszSat, February 21, 2026 at 1:30 PM GMT+1 6 min readAs parents, we know our job doesn't end on their 18th birthday. But for many parents of adult children, financial support is now stretching well into their child’s middle age. According to 2025 data from Savings.com, half of parents with adult children provide at least some financial support, a three-year high.Parents of adult children ages 18-28 give an average of $1,813 monthly, while parents of those 29-44 provide $863 monthly. This help often includes covering recurring expenses like phone bills, car insurance, health insurance, or even student loan payments (1).Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's howDave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake — here’s what it is and 3 simple steps to fix it ASAPRobert Kiyosaki says this 1 asset will surge 400% in a year — and he begs investors not to miss its ‘explosion’Rising housing prices, higher grocery bills and student loan debt have made it harder for young adults to hit traditional milestones. As a result, parental financial support is becoming the norm, even for adult children with full-time jobs.While parents want to help their kids stay afloat in a tougher economy, financial advisors warn that ongoing support can create long-term risks for both generations. Here’s what you can do if you’re caught between wanting to help your adult children financially, and worrying about setting aside enough for your own retirement.Helping adult children isn’t inherently a bad thing, and for many families it feels necessary. The concern, experts say, is how the help is structured and how long it lasts.Some parents may be undermining their own retirement security without even realizing it. Dipping into savings or delaying retirement so your children don’t have to take on debt can backfire, says Kayla Walter, a certified financial planner at Bailey Wealth Advisors in Maryland. She points out that there are loans for education, but not for retirement.“You’re blowing through your savings at a much faster rate, and it’s not going to last you as long as maybe you intend to live,” she says (2).Another issue is that ongoing, open-ended support can unintentionally stall a child’s financial independence. Covering monthly bills like insurance, rent or utilities may ease short-term pressure, but it can also delay kids from making difficult budget decisions on their own.Terms and Privacy PolicyPrivacy & Cookie SettingsMore InfoS&P 5006,909.51 +47.62 (+0.69%)Dow 3049,625.97 +230.81 (+0.47%)Nasdaq22,886.07 +203.34 (+0.90%)Russell 20002,663.78 -1.31 (-0.05%)VIX19.09 -1.14 (-5.64%)Gold5,080.90 +83.50 (+1.67%)Trending tickersBTC-USD Bitcoin USD 67,530.30 -676.08 (-0.99%)ETH-USD Ethereum USD 1,946.95 -31.70 (-1.60%)XRP-USD XRP USD 1.40 -0.05 (-3.25%)SOL-USD Solana USD 83.87 -1.89 (-2.20%)BTC-CAD Bitcoin CAD 92,432.09 -925.38 (-0.99%)PortfolioSign in to access your portfolioSign inTop gainersRNG RingCentral, Inc. 39.50 +10.11 (+34.40%)LGN Legence Corp. 55.24 +7.96 (+16.84%)TLX Telix Pharmaceuticals Limited 7.69 +0.98 (+14.61%)SYRE Spyre Therapeutics, Inc. 43.21 +5.40 (+14.28%)FSM Fortuna Mining Corp. 12.27 +1.37 (+12.57%)Top losersFROG JFrog Ltd. 37.75 -12.54 (-24.94%)DNOW DNOW Inc. 13.23 -3.13 (-19.13%)CC The Chemours Company 17.04 -3.37 (-16.51%)AKAM Akamai Technologies, Inc. 94.17 -15.42 (-14.07%)RGC Regencell Bioscience Holdings Limited 29.17 -4.29 (-12.82%)Most activeNVDA NVIDIA Corporation 189.82 +1.92 (+1.02%)OPEN Opendoor Technologies Inc. 5.0000 +0.3500 (+7.53%)ONDS Ondas Inc. 10.03 -1.36 (-11.94%)INTC Intel Corporation 44.11 -0.51 (-1.14%)PLUG Plug Power Inc. 1.8700 -0.0400 (-2.09%)Top economic eventsEarnings eventsMy earnings eventsEarnings events