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RegExp("[?&]notifications=1(&|#|$)");"desktop"===y&&i&&b.test(window.location.search)&&(i.checked=!0)};ge("ybar-mod-notification",(function(e){var t={isUH3:"crunch"===e.getConfig().ytheme,notifContainer:document.getElementById("notification-container"),notifBadge:document.getElementById("notif-badge"),notifMenu:document.getElementById("ybarNotificationMenu"),notifMenuOpener:document.querySelector("#ybarNotificationMenu + label"),notifDropdown:document.getElementById("notifDropdownContainer"),tooltipContainer:document.querySelector(".".concat($n)),notifLabel:document.querySelector(".".concat(Xn))};t.notifDropdown&&so(e,t)}))}()}};]]>Vawn HimmelsbachSat, February 21, 2026 at 1:00 PM GMT+1 5 min readAs we age, we accumulate memories — and usually a few regrets, too.For many people facing retirement, those regrets are related to financial decisions made years or even decades earlier.Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's howDave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake — here’s what it is and 3 simple steps to fix it ASAPRobert Kiyosaki says this 1 asset will surge 400% in a year — and he begs investors not to miss its ‘explosion’More than 80% of Gen Xers (born 1965-1980) and boomers (born 1946-1964) regret not starting to save or participate in their employer-sponsored retirement plan earlier in their working lives, according to a 2025 survey by Nationwide Retirement Institute (1).Even those who did start saving early often wish they had taken a different approach. More than 80% wish they’d focused on protecting their savings from market volatility or converting assets into sustainable retirement income, according to the survey. (2)Many Gen Xers and younger boomers are in their peak earning years and final accumulation phase before retirement. But if they feel behind on their goals, they may be paralyzed by fear rather than taking advantage of the tools available to them.Still, starting late does not mean it’s hopeless.The Nationwide Retirement Institute survey found that 54% of Gen Xers and 39% of boomers don’t fully understand how compounding works and more than half believe their 401(k) will provide a stable monthly income similar to a paycheck.If you’re unclear on investing basics or how your 401(k) withdrawals will work in retirement, MyMoney.gov offers financial literacy resources, as do non-profits like the Khan Academy (3). There are also many personal finance books, blogs and podcasts. You could also talk to a reputable financial planner.Next, take stock of your current situation. American adults believe they’ll need $1.26 million to retire comfortably, according to a 2025 survey by Northwestern Mutual (4).Read More: The average net worth of Americans is a surprising $620,654. But it almost means nothing. Here’s the number that counts (and how to make it skyrocket)Yet 46% of Gen Xers surveyed and 56% of boomers believe they’re financially prepared for retirement. Meanwhile, 56% of Gen Xers and 40% of boomers say it’s at least somewhat likely they’ll outlive their savings.Those concerns are understandable. Gen Xers have an average 401(k) balance of $192,300 and an average IRA balance of $103,952, while boomers have an average 401(k) balance of $249,300 and an average IRA balance of $257,002, according to Fidelity Investments (5).Condizioni e Informativa sulla privacyPrivacy & Cookie SettingsMore InfoS&P 5006,909.51 +47.62 (+0.69%)Dow 3049,625.97 +230.81 (+0.47%)Nasdaq22,886.07 +203.34 (+0.90%)Russell 20002,663.78 -1.31 (-0.05%)VIX19.09 -1.14 (-5.64%)Gold5,080.90 +83.50 (+1.67%)Ticker più popolariBTC-USD Bitcoin USD 67,936.63 -277.02 (-0.41%)ETH-USD Ethereum USD 1,964.91 -12.09 (-0.61%)XRP-USD XRP USD 1.41 -0.03 (-2.31%)SOL-USD Solana USD 84.26 -1.16 (-1.36%)BTC-CAD Bitcoin CAD 92,988.26 -379.16 (-0.41%)PortafoglioEffettua l'accesso per consultare il tuo portafoglioAccediMaggiori rialziRNG RingCentral, Inc. 39.50 +10.11 (+34.40%)LGN Legence Corp. 55.24 +7.96 (+16.84%)TLX Telix Pharmaceuticals Limited 7.69 +0.98 (+14.61%)SYRE Spyre Therapeutics, Inc. 43.21 +5.40 (+14.28%)FSM Fortuna Mining Corp. 12.27 +1.37 (+12.57%)Maggiori ribassiFROG JFrog Ltd. 37.75 -12.54 (-24.94%)DNOW DNOW Inc. 13.23 -3.13 (-19.13%)CC The Chemours Company 17.04 -3.37 (-16.51%)AKAM Akamai Technologies, Inc. 94.17 -15.42 (-14.07%)RGC Regencell Bioscience Holdings Limited 29.17 -4.29 (-12.82%)I più scambiatiNVDA NVIDIA Corporation 189.82 +1.92 (+1.02%)OPEN Opendoor Technologies Inc. 5.0000 +0.3500 (+7.53%)ONDS Ondas Inc. 10.03 -1.36 (-11.94%)INTC Intel Corporation 44.11 -0.51 (-1.14%)PLUG Plug Power Inc. 1.8700 -0.0400 (-2.09%)Principali eventi economiciEventi relativi agli utiliI miei eventi relativi agli utiliEventi relativi agli utili