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':"";if(a){var r=n.promos.showYahooLogo?"":"yns-no-logo";a=a.replace("{notifOnboardBtnLabel}",n.promos.notifOnboardBtnLabel).replace("{notifOnboardMsg}",n.promos.notifOnboardMsg).replace("{subscriptionTopic}",n.promos.subscriptionTopic).replace("{noLogoClass}",r).replace("{promoLogo}",n.promos.promoLogo)}var s=t.newCount>n.panel.maxCount?t.newCount:"",c=n.panel.notificationCenterPath,l=c?"":R,u=n.panel.headerMsg?"":" "+R,d=c?H:"",p=void 0;t.count?p=t.markup:p='{emptyPanelMsg}'.replace("{emptyPanelMsg}",n.panel.emptyPanelMsg);return e=e.replace("{notifMarkup}",p).replace("{promoMarkup}",a).replace("{hideClass}",l).replace("{notifCenterLink}",c).replace("{paddingClass}",d).replace("{headerMsg}",n.panel.headerMsg).replace("{hideHeaderClass}",u).replace(/{notificationCenterNavMsg}/g,n.panel.notificationCenterNavMsg).replace(/{newCount}/g,s)}},{key:"render",value:function(e,t){var n=this;if(n._panelNode){var o=void 0,i=n._panelNode,a=void 0,r=void 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Americans have a retirement income plan (1). That means more than half may be running into retirement without a clear understanding of how they’ll turn their savings into steady income during their golden years.Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's howDave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake — here’s what it is and 3 simple steps to fix it ASAPMost Americans earn a dismal 0.39% APY on their cash at big banks. Unlock up to 4.05% APY and pay $0 in account fees instead with a Wealthfront Cash AccountAllianz’s Vice President of Consumer Insights, Kelly LaVigne, noted, “if you don’t know how you will draw from your retirement assets for income, then you aren’t ready to retire.”The financial consequences can creep in quickly. Without a plan, you could risk joining the 31% of Americans who are overspending in retirement, according to a report from retirement magazine 401(k) Specialist (2).It may also be fueling the rise of “unretirement.” An AARP survey found that 38 million Americans over the age of 55 are currently looking for work — more than 2.5 times as many as 40 years ago (3). Among “unretirees,” 48% say financial need drove their decision to resume working (4). This is reinforced by BLS data, which found that 19.5% of U.S. adults over the age of 65 were still participating in the labor force (5).If you want to avoid returning to work, having the right retirement strategy for how and when you’ll spend your income is key.Thankfully, there are steps you can take to give yourself and your family peace of mind.Having a plan really does pay off.Research from T. Rowe Price found that individuals with a formal financial plan had two to four times more wealth when entering retirement compared to those without one (6).With the help of a qualified professional, like those found through Advisor.com, you can easily plan when, where, and how you want to retire.Advisor.com connects you with participating unaffiliated third-party registered investment advisors (RIAs) through its matching tool or provides personalized investment advice via its in-house wealth management service, Advisor Wealth Management.Terms and Privacy PolicyPrivacy & Cookie SettingsMore InfoS&P 5006,837.47 -72.04 (-1.04%)Dow 3048,888.85 -737.12 (-1.49%)Nasdaq22,617.38 -268.69 (-1.17%)Russell 20002,620.07 -43.71 (-1.64%)VIX20.84 +1.75 (+9.17%)Gold5,229.70 +148.80 (+2.93%)Trending tickersPYPL PayPal Holdings, Inc. 44.34 +2.69 (+6.46%)BTC-USD Bitcoin USD 64,630.23 -2,779.70 (-4.12%)NVO Novo Nordisk A/S 39.91 -7.51 (-15.85%)CRWD CrowdStrike Holdings, Inc. 345.77 -42.83 (-11.02%)AXP American Express Company 319.20 -26.98 (-7.80%)PortfolioSign in to access your portfolioSign inTop gainersACLX Arcellx, Inc. 113.76 +49.64 (+77.43%)VRE Veris Residential, Inc. 18.79 +2.02 (+12.05%)IBRX ImmunityBio, Inc. 9.67 +0.97 (+11.09%)VKTX Viking Therapeutics, Inc. 34.27 +3.24 (+10.44%)EQX Equinox Gold Corp. 17.99 +1.18 (+7.02%)Top losersNVO Novo Nordisk A/S 39.88 -7.54 (-15.91%)RNG RingCentral, Inc. 34.61 -4.89 (-12.38%)MDB MongoDB, Inc. 302.57 -41.99 (-12.19%)TENB Tenable Holdings, Inc. 17.57 -2.34 (-11.78%)DDOG Datadog, Inc. 102.07 -13.60 (-11.75%)Most activeNVDA NVIDIA Corporation 190.93 +1.11 (+0.58%)NVO Novo Nordisk A/S 39.88 -7.54 (-15.91%)IBRX ImmunityBio, Inc. 9.67 +0.97 (+11.09%)SOFI SoFi Technologies, Inc. 18.13 -0.90 (-4.71%)PYPL PayPal Holdings, Inc. 44.24 +2.59 (+6.21%)Top economic eventsEarnings eventsMy earnings eventsEarnings events