So yesterday I received an email from Admiral, our insurance provider, where we have a combined policy for both our cars and our home. Last year this cost £1,426.00, but this year the renewal had gone up by a huge 33%, to £1,897.93 broken down as follows:Wife's car - £339.34My car - £455.68Our home (building & contents) - £1,102.91Even at last year's price this was a shit tonne of money, so I started shopping around and here's what I ended up with:Wife's car - £300.17My car - £402.22Our home (building and contents) - £533.52Total: £1056.86 (44% reduction!)These policies have at least the same cover as Admiral. In some cases, better.I knew it would be cheaper shopping around, but I didn't think it would be nearly half. So, I called Admiral to see what they could do for me, considering I've been a loyal customer for 7 years.They knocked £167,83 (8.8%) off the policy for me, bringing the revised total to £1,730.10. Nice to see that long-term customers are rewarded with the best price! 🤷🏻♂️So I obviously went with the much cheaper option and renewed with 3 different companies. It's a pain, as I'll now need to renew 3 policies at the same time every year, but if it means saving this much money, I'm happy to do it.Next year I'll get a multi-quote from Admiral to see if they're competitive. Something tells me they will be, as with most things these days, getting new customers is more important than retaining existing ones.Unfortunately having car and home insurance is a necessary evil in today's world, but I'm glad I was able to make it a little more palatable by saving myself over £700! If your insurance is up for renewal, don't just blindly renew - shop around as there's some serious savings to be had. Thanks for reading this post via RSS. RSS is ace, and so are you. ❤️ You can reply to this post by email, or leave a comment.