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surprisingly simple.Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's howNew 2026 IRA rules are here. See how to protect your nest egg from inflation before the next tax deadline with physical gold. Get your free guide from Priority GoldDave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake — here’s what it is and the simple steps to fix it ASAP“What piece of advice do I give my kids over and over and over again about money? Don’t spend it, save it, invest it, let it compound — that’s the gift the market gives you,” O’Leary said in a recent Instagram video (1).“Take 15% of all your paychecks, all your side hustle, any cash granny gives you, and put it in the market and just let it compound.”Saving 15% might not sound like a fast track to riches, but O’Leary says the payoff can be enormous — even on a modest income.“If you make $68,000 a year, the average salary, and you do this your entire life — just 15% of your paycheck — you’ll end up a millionaire at retirement at 65.”O’Leary believes building wealth isn’t just about investing — it’s also about mindset and discipline. The same principles he talks about when it comes to money are the ones he’s tried to pass down to his own children.Despite having an estimated net worth of $400 million, O’Leary doesn’t believe in offering handouts to his kids. Instead, he says he made sure they understood the value of hard work early on.As he once put it, “The dead bird under the nest never learns to fly (2).”This hardline approach appears to have paid off. His son, Trevor, went on to study engineering and was eventually recruited by Tesla.Taking advantage of compounding requires discipline — consistently saving and investing even when markets feel volatile, or the financial news cycle is overwhelming.But staying consistent is only part of the equation. Reaching the $1 million mark also depends on key factors, such as when you start investing and the returns your portfolio generates over time.For example, CNBC estimates that if you begin saving 15% of your income at age 25 and earn a 4% annual return, you’d only need to make $67,459 a year to hit the $1 million mark by 65 (3).Terms and Privacy PolicyPrivacy & Cookie SettingsMore InfoTrending tickersMU Micron Technology, Inc. 321.80 -35.27 (-9.88%)BFRG Bullfrog AI Holdings, Inc. 1.0500 +0.5417 (+106.57%)SYY Sysco Corporation 69.30 -12.50 (-15.28%)ALAB Astera Labs, Inc. 100.27 -12.20 (-10.85%)FNMA Federal National Mortgage Association 7.36 +2.59 (+54.30%)PortfolioSign in to access your portfolioSign inTop gainersUTHR United Therapeutics Corporation 588.36 +65.53 (+12.53%)BBWI Bath & Body Works, Inc. 18.67 +1.87 (+11.13%)CLMT Calumet, Inc. 35.04 +2.98 (+9.30%)GRDN Guardian Pharmacy Services, Inc. 37.25 +3.09 (+9.05%)AGRO Adecoagro S.A. 15.25 +1.20 (+8.54%)Top losersALMS Alumis Inc. 20.21 -4.59 (-18.51%)LASR nLIGHT, Inc. 54.00 -10.32 (-16.04%)SYY Sysco Corporation 69.30 -12.50 (-15.28%)NN NextNav Inc. 15.27 -2.60 (-14.55%)APLD Applied Digital Corporation 20.55 -3.22 (-13.53%)Most activeNVDA NVIDIA Corporation 165.17 -2.35 (-1.40%)SNAP Snap Inc. 4.0200 +0.0900 (+2.29%)INTC Intel Corporation 41.19 -1.94 (-4.50%)MU Micron Technology, Inc. 321.80 -35.27 (-9.88%)ONDS Ondas Inc. 8.15 -0.65 (-7.39%)Top economic eventsEarnings eventsMy earnings eventsEarnings events