Warren Buffett was once asked how he would invest if he were ‘30 years old again’ — what you can learn from his answer

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n=e.getConfig();"smartphone"===n.device&&("finance"===n.property&&"crunch"===n.ytheme&&e.addElementListener(t.searchInput,"click",(function(){var n,o;n="search_input_focus_click",null!==(o=re())&&(oe[n]||(oe[n]=o)),e.addElementListener(t.searchForm,"click",(function(){if(t.ybar){if(t.ybar.classList.contains("ybar-searchbox-assist-fullscreen"))return;t.ybar.classList.add("ybar-searchbox-assist-fullscreen"),t.ybar.classList.add("ybar-searchbox-assist-fadein")}if(!document.documentElement.classList.contains("ybar-overlay")){document.documentElement.classList.toggle("ybar-overlay"),document.body.classList.add("ybar-overlay-noscroll");te("ybar","websrch","",{elm:"expand",subsec:"searchbox",itc:"1"})}}))})),e.addElementListener(t.searchBoxPlaceholder,"click",(function(){zt(e,t)})),e.addElementListener(t.searchBoxPlaceholder,"keydown",(function(n){var 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RegExp("[?&]notifications=1(&|#|$)");"desktop"===y&&i&&b.test(window.location.search)&&(i.checked=!0)};ge("ybar-mod-notification",(function(e){var t={isUH3:"crunch"===e.getConfig().ytheme,notifContainer:document.getElementById("notification-container"),notifBadge:document.getElementById("notif-badge"),notifMenu:document.getElementById("ybarNotificationMenu"),notifMenuOpener:document.querySelector("#ybarNotificationMenu + label"),notifDropdown:document.getElementById("notifDropdownContainer"),tooltipContainer:document.querySelector(".".concat($n)),notifLabel:document.querySelector(".".concat(Xn))};t.notifDropdown&&so(e,t)}))}()}};]]>Lisa LagaceWed, November 5, 2025 at 3:33 PM GMT+1 6 min readMark Reinstein / Getty ImagesMoneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below.Would Warren Buffett’s investment strategy be any different if he were a young man investing for the first time today, compared to when he got started back in the 1940s?This is the question someone once proposed at a Berkshire Hathaway shareholder meeting.Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's howDave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake — here’s what it is and 3 simple steps to fix it ASAPRobert Kiyosaki says this 1 asset will surge 400% in a year — and he begs investors not to miss its ‘explosion’“If you were 30 years old again, how would you invest, assuming you're not a full-time investor, you have another full-time job and no dependents?” the audience member asked. (1)Buffett’s reply has become a common refrain for the billionaire investor.“I'll be very simple,” Buffett said. “I'd probably have it all in a very low-cost index fund — might be Vanguard — somebody I knew was reliable, somebody where the cost was low.”He was quick to point out that this hypothetical scenario focuses on an amateur investor who plans to stay that way, unlike Buffett.“You postulated that you're not going to become a professional investor,” he noted. “I would recognize the fact that I'm an amateur investor. I would feel that that was going to outperform bonds under current conditions over a long period of time, and then I'd forget it and go back to work.”Buffett also clarified why his simple set it and forget it strategy wasn’t the kind of investment advice many were giving out at that time:“You will not get that advice from anybody because nobody gets paid to give you that advice.”Since anyone can safely implement this plan on their own, it can be a great way to get started as a new, DIY investor.Buffett’s advice makes it easy for even those new to investing to start making their money work for them.All it requires is opening an investment account, like a 401(k) or Roth IRA, with your brokerage of choice, taking the money you have available to invest and buying shares in an index fund like Vanguard’s S&P 500 ETF (VOO) or Total Stock Market ETF (VTI). Both of these ETFs offer a low management expense ratio (MER) fee of 0.03%.To ensure you’re continually maximizing your investments with zero effort, you can set up a portion of your paycheck to auto-deposit into this investment account and automatically invest in the index fund you choose.Terms and Privacy PolicyPrivacy & Cookie SettingsMore InfoS&P 5006,720.32 -75.97 (-1.12%)Dow 3046,912.30 -398.70 (-0.84%)Nasdaq23,053.99 -445.80 (-1.90%)Russell 20002,418.82 -45.96 (-1.86%)VIX19.50 +1.49 (+8.27%)Gold3,984.80 -8.10 (-0.20%)PortfolioSign in to access your portfolioSign inTop gainersHAE Haemonetics Corporation 67.11 +16.39 (+32.31%)APPN Appian Corporation 38.36 +9.03 (+30.79%)LFST LifeStance Health Group, Inc. 6.25 +1.44 (+29.94%)BHF Brighthouse Financial, Inc. 65.70 +13.90 (+26.83%)DDOG Datadog, Inc. 190.82 +35.84 (+23.13%)Top losersELF e.l.f. Beauty, Inc. 76.54 -41.29 (-35.04%)DUOL Duolingo, Inc. 193.74 -66.28 (-25.49%)RELY Remitly Global, Inc. 12.31 -4.13 (-25.12%)CELH Celsius Holdings, Inc. 45.06 -14.86 (-24.80%)KMX CarMax, Inc. 30.88 -9.93 (-24.33%)Most activeNVDA NVIDIA Corporation 188.08 -7.13 (-3.65%)SNAP Snap Inc. 8.01 +0.71 (+9.73%)PFE Pfizer Inc. 24.85 +0.24 (+0.98%)TSLA Tesla, Inc. 445.91 -16.35 (-3.54%)RIVN Rivian Automotive, Inc. 15.22 -0.20 (-1.30%)Earnings eventsMy earnings eventsEarnings eventsTrending tickersELF e.l.f. Beauty, Inc. 76.54 -41.29 (-35.04%)DDOG Datadog, Inc. 190.82 +35.84 (+23.13%)DUOL Duolingo, Inc. 193.74 -66.28 (-25.49%)CELH Celsius Holdings, Inc. 45.06 -14.86 (-24.80%)KMX CarMax, Inc. 30.88 -9.93 (-24.33%)Top economic events