/u/SunshineofMyLyfetime on OOP is seeking $16k to get dental implants. She got care credit for $9K but won’t open it bc she is hoping to raise the entire amount and not “mess up her credit”. She refuses to travel to Mx for dental work for all kinds of rea

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Apparently, with CC there is a period of 0% interest (like 12 months), but if you don’t pay off the entire balance before the 0% interest period ends, CC will go back and apply the interest from the original date of the transaction, and their interest rate is like 33%.