/u/chiitaku on OOP is seeking $16k to get dental implants. She got care credit for $9K but won’t open it bc she is hoping to raise the entire amount and not “mess up her credit”. She refuses to travel to Mx for dental work for all kinds of reasons. Then,
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You can extend the promotional payment period as you need. I have had to do that for root canals and I was able to put it out as far as 2 years for the no interest financing.