Aug. 31, 2025 8:18 AM ETCohen & Steers Total Return Realty (RFI)RFICain Lee6.7K FollowersSummaryRFI offers diversified real estate exposure and an 8% yield, letting investors collect income without property management hassles.Despite recent underperformance, due to high-interest rates, RFI has outperformed traditional real estate ETFs on a total return basis.Dividend coverage is inconsistent and relies on realized gains, so sustained high rates could pressure payouts, though management values steady distributions.I remain positive on RFI for patient, income-focused investors, especially if interest rates decline, but recommend holding in tax-advantaged accounts.PM Images/DigitalVision via Getty ImagesOverviewCohen & Steers Total Return Realty (RFI) makes it possible for investors to obtain exposure to real estate without actually owning any physical properties. Being a landlord is a rewarding title, but itThis article was written byCain Lee6.7K FollowersFinancial analyst by day and a seasoned investor by passion, I've been involved in the world of investing for over 15 years and honed my skills in analyzing lucrative opportunities within the market.I specialize in uncovering high quality dividend stocks and other assets that offer potential for long term-growth that pack a serious punch for bill-paying potential. I use myself as an example that with a solid base of classic dividend growth stocks, sprinkling in some Business Development Companies, REITs, and Closed End Funds can be a highly efficient way to boost your investment income while still capturing a total return that follows traditional index funds. I created a hybrid system between growth and income and manage to still capture a total return that is on par with the S&P.Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, but may initiate a beneficial Long position through a purchase of the stock, or the purchase of call options or similar derivatives in RFI over the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.Comments