Pagaya Technologies (PGY) AnalysisPagaya Technologies Ltd.BATS:PGYRichtv_officialCompany Overview: Pagaya Technologies PGY is a fintech innovator leveraging AI-driven underwriting to scale across consumer credit, real estate, auto financing, and POS lending. Its diversified lending mix reduces reliance on personal loans while expanding growth opportunities. Strategic Drivers: Strong Partnerships: Backed by 31 financial institutions, enabling broad origination capacity. Guidance Upgrade: Management raised 2025 outlook to $10.5–$11.5B in network volume, $1.25–$1.325B in revenue, and $345–$370M in adjusted EBITDA. Execution Strength: Clear momentum toward becoming a leading U.S. lending platform. Investment Outlook: Bullish above: $23–$24. Upside target: $43–$45, supported by AI-driven lending growth, partnerships, and upgraded guidance. 📢 PGY—AI-powered fintech scaling into a top-tier U.S. lending platform with accelerating revenue and EBITDA growth. #PGY #Fintech #AI #ConsumerCredit #Lending #GrowthStocks #AutoLoans #POSFinancing