It’s the textbook investment strategy – save consistently and let time and compound interest do its work. That is what Carl Edison Balagtas did in 2016 when he started socking half of his monthly salary into the Philippines stock market in hopes of securing his future.Ten years on, that strategy did not just fall short – it turned out to be one of the worst investment decisions the Manila-based lawyer could’ve made. “I was hoping the stock market would be the vehicle to achieve my goal, but it...