Why This May Be A Particularly Good Moment To Buy I Bonds

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Interest RatesApr 27, 2026, 9:15 AM ETState Street SPDR S&P 500 ETF Trust (SPY), SPX, SP500, IVV, VOO, QQQ, IWM, DIA, NDX, DJIJim Sloan23.18K FollowersComments(3)Unpredictable volatility which may take several directions make I Bonds a very desirable asset.As Treasury bonds they are the safest of assets. Like other Treasuries they don't pay state or municipal taxes. Taxes may also be deferred for their 30 year life.I Bonds are flexible, providing protection against both inflation and deflation.There is a $10K personal limit, friends or family can pair up to add positions via the Gift Box.DNY59/iStock via Getty ImagesAs I write this there is only one unknown factor for the upcoming reset of I Bonds and that factor will be resolved at the May 1 reset. That's the fixed rate, the rate for real return aboveThis article was written byJim Sloan23.18K FollowersI am a retired professor, a retired investment adviser, and currently a private investor and full-time tennis pro. I bought my first stock in a custodial account in 1958. I am a student of history, particularly military and economic/market history. The intellectual passions of my retirement years have been markets, mathematics, and quantum theory. Recently I have found myself reading book after book on the thoughts and feelings of animals, and I believe they are subtly influencing some of my views. I have a cat I like a lot. I like to travel. I served in Vietnam.Analyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.Comments(3)