A new report byJuniper Research estimates that stablecoin-based B2B payments will reach $5trillion by 2035, rising from $13.4 billion in 2026.Singapore Summit: Meet the largest APAC brokers you know (and those you still don't!).The report identifies cross-border business payments as themain driver of stablecoin adoption. Juniper estimates that 85% of totalstablecoin transaction value in 2035 will come from B2B use cases.B2B Transactions Drive GrowthCompanies increasingly use stablecoins for treasuryoperations, supplier payments, and supply chain settlements. These transactionsbenefit from faster processing and continuous availability compared totraditional banking systems.Stablecoins also support other use cases such aspeer-to-peer and consumer payments, but their role in corporate finance isexpanding more rapidly. The shift reflects a broader move away from speculativecrypto activity toward practical financial applications.Juniper highlights inefficiencies in correspondent bankingas a key factor behind this growth. Traditional cross-border payments ofteninvolve multiple intermediaries, which increase costs and extend settlementtimes.Read more: USD Stablecoins on Public Blockchains Are Major AML Concern, BIS WarnsThese transactions typically include correspondent fees,foreign exchange margins, and messaging costs. Settlement can also take severaldays, depending on the corridor.Pressure on Traditional Payment RailsStablecoins offer near real-time settlement on blockchainnetworks and operate around the clock. This reduces transaction costs andimproves speed, particularly for high-value international transfers.Dollar-pegged stablecoins also provide a consistent settlement asset acrossmarkets."Stablecoins are not replacing payments infrastructure; they are being adopted where the advantages are most pronounced. Cross-border B2B is where those advantages are greatest, and where we expect the most sustained volume growth over the forecast period. Stablecoin issuers and payment service providers should prioritise enterprise integrations and treasury partnerships to capture the majority of this value," Research Analyst Jawad Jahan concluded.The findings suggest that stablecoins will continue to gaintraction in global finance, especially in areas where traditional systems facecost and efficiency challenges.Regulators Step Up USD Stablecoin ScrutinyThe forecast comes as global regulators step up scrutiny oflarge dollar stablecoins and their role in the financial system. In a recent speech covered by Finance Magnates, BIS GeneralManager Pablo Hernández de Cos warned that major USD stablecoins could have“material consequences” for financial stability if their use grows beyondtoday’s crypto‑trading niche, comparing their structure to exchange‑tradedfunds backed by short‑term government debt and bank deposits rather thansimple cash balances. He cautioned that, in a period of stress, rapid redemptionscould force issuers to dump Treasuries and pull funding from banks, creating anew channel for contagion at the heart of key funding markets instead ofinsulating them.At the same time, policymakers in Asia are opening tightlycontrolled doors to regulated stablecoin activity, underscored by Hong Kong’sfirst licenses for issuers under its new regime. The Hong Kong MonetaryAuthority recently approved HSBC and Anchorpoint Financial as the firstlicensees, marking the launch phase of a framework that requires fiat‑referencedstablecoin issuers to hold a license and comply with rules on reserve backing,redemption rights, governance, and anti‑money laundering controls.This article was written by Jared Kirui at www.financemagnates.com.