While the potential for a big tax refund is exciting, here's why rushing to file might be a mistake this year

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RegExp("[?&]notifications=1(&|#|$)");"desktop"===y&&i&&b.test(window.location.search)&&(i.checked=!0)};ge("ybar-mod-notification",(function(e){var t={isUH3:"crunch"===e.getConfig().ytheme,notifContainer:document.getElementById("notification-container"),notifBadge:document.getElementById("notif-badge"),notifMenu:document.getElementById("ybarNotificationMenu"),notifMenuOpener:document.querySelector("#ybarNotificationMenu + label"),notifDropdown:document.getElementById("notifDropdownContainer"),tooltipContainer:document.querySelector(".".concat($n)),notifLabel:document.querySelector(".".concat(Xn))};t.notifDropdown&&so(e,t)}))}()}};]]>Danielle AntoszSun, March 1, 2026 at 1:00 PM GMT+1 6 min readThe 2026 tax season is in full swing, and several changes to the tax code could lead to larger returns for some Americans.And while those bigger refunds can make it tempting to file early, tax experts warn that incomplete filings can delay the processing of your refund or even trigger an audit (1).Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's howDave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake — here’s what it is and 3 simple steps to fix it ASAPTurning 50 with $0 saved for retirement? Most people don’t realize they’re actually just entering their prime earning decade. Here are 6 ways to catch up fastAccording to Elizabeth Young, director of tax practice and ethics for the American Institute of Certified Public Accountants, the IRS uses “very sophisticated software” that compares information that employers and financial companies report with what’s in your filing. Any mismatches between what you provide and what third parties report could flag your return for audit.The 2026 filing season also brings some of the biggest changes in years, thanks to the One Big Beautiful Bill Act. Garrett Watson, director of policy analysis at the Tax Foundation, estimates those changes will result in an average tax cut of about $610, bringing the average refund up from $3,050 in 2024 to roughly $3,800 in 2025 (2).With potentially more money on the line, it’s likely worth slowing down to make sure your filing is complete and accurate before it’s submitted.For many households, a tax refund could be one of the largest single payments they’ll receive all year. This money can go toward paying down credit card balances, covering rent, building an emergency fund or catching up on medical bills. But filing too early, especially before all tax documents arrive, can backfire.Early filing tends to work best for workers with simple, salary-based income and no major life changes. If you receive only a W-2 and claim the standard deduction, you may be able to file as soon as you have that one form in hand.However, taxpayers with investment income, side gigs, freelance work or pass-through business income often receive multiple forms, and those statements don’t always arrive in January (1). 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