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RegExp("[?&]notifications=1(&|#|$)");"desktop"===y&&i&&b.test(window.location.search)&&(i.checked=!0)};ge("ybar-mod-notification",(function(e){var t={isUH3:"crunch"===e.getConfig().ytheme,notifContainer:document.getElementById("notification-container"),notifBadge:document.getElementById("notif-badge"),notifMenu:document.getElementById("ybarNotificationMenu"),notifMenuOpener:document.querySelector("#ybarNotificationMenu + label"),notifDropdown:document.getElementById("notifDropdownContainer"),tooltipContainer:document.querySelector(".".concat($n)),notifLabel:document.querySelector(".".concat(Xn))};t.notifDropdown&&so(e,t)}))}()}};]]>Vishesh RaisinghaniSun, March 1, 2026 at 1:30 PM GMT+1 6 min readApproaching retirement age with little to no savings may feel like standing on a financial cliff edge. Unfortunately, this is an increasingly crowded cliff.Roughly 20% of adults over the age of 50 said they had no retirement savings and 61% said they didn’t have enough to support themselves in their golden years, according to the AARP (1). So if you’re at the tail-end of your career without a sizable nest egg, you’re not alone.Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's howDave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake — here’s what it is and 3 simple steps to fix it ASAPTurning 50 with $0 saved for retirement? Most people don’t realize they’re actually just entering their prime earning decade. Here are 6 ways to catch up fastYou may not have enough time to cover lost ground, but that doesn’t mean a comfortable retirement is impossible after the age of 55. Here’s a simple and practical seven-step strategy that can help you salvage your retirement.Before you create a path to your future, you need to honestly assess your present. Take some time to measure all your assets, liabilities, income and net worth. Try to uncover the key reason why you haven’t managed to save any money so far.Once you have a clear picture of your current finances and the key elements that are either holding you back or stalling progress, you can start to mitigate these issues going forward. Although your situation may be completely unique, there’s a good chance that one of the key factors holding you back are your spending habits.Read More: The average net worth of Americans is a surprising $620,654. But it almost means nothing. Here’s the number that counts (and how to make it skyrocket)Even with careful planning, it’s difficult to control your household budget. Not just because of the natural temptation to overspend, but also the rapidly rising cost of living.Nearly 68% of U.S. adults said their income was falling behind the rise in cost of living, according to Primerica’s U.S. Middle-Income Financial Security Monitor quarterly survey (2). So if your grocery, gas and electricity bill is silently chewing away your monthly paycheck, you’re not alone.With that in mind, it’s worth taking an audit of all your expenses for a 30-day or 90-day period to see exactly how much you’re really spending. 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