Thinking of ditching Medicare Advantage? Here’s why John Oliver and Suze Orman say you should. But are they right?

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RegExp("[?&]notifications=1(&|#|$)");"desktop"===y&&i&&b.test(window.location.search)&&(i.checked=!0)};ge("ybar-mod-notification",(function(e){var t={isUH3:"crunch"===e.getConfig().ytheme,notifContainer:document.getElementById("notification-container"),notifBadge:document.getElementById("notif-badge"),notifMenu:document.getElementById("ybarNotificationMenu"),notifMenuOpener:document.querySelector("#ybarNotificationMenu + label"),notifDropdown:document.getElementById("notifDropdownContainer"),tooltipContainer:document.querySelector(".".concat($n)),notifLabel:document.querySelector(".".concat(Xn))};t.notifDropdown&&so(e,t)}))}()}};]]>Monique DanaoMon, December 29, 2025 at 2:00 PM GMT+1 5 min readEvery time Medicare open enrollment comes around, millions of older adults wrestle with the same annual dilemma: stick with their current plan or switch.Two influential voices — comedian John Oliver and personal finance expert Suze Orman — are making a forceful case for abandoning Medicare Advantage (MA).When high-profile figures offer such strong advice, it can be hard to ignore, even among the people who are satisfied with their MA plan.“If I’m satisfied with my Medicare Advantage plan, why are these experts pressuring me to leave it?” you might be asking yourself. The answer is complicated. And the debate highlights just how fractured and confusing America’s health-care landscape has become.Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's howDave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake — here’s what it is and 3 simple steps to fix it ASAPI’m almost 50 years old and have nothing saved for retirement. What do I do? Don’t panic. Here are 6 easy ways to catch up (and fast)In late October, Last Week Tonight host John Oliver devoted a critical 31-minute segment to MA, arguing that the program is “woefully insufficient,” riddled with denials and delays, and costly to taxpayers. (1)Oliver accused major insurers of inflating patient risk scores to drive up federal payments and using restrictive networks and prior authorizations to limit care.“When you take all this together, you get a system where the incentives are clearly set up for insurance companies to make you look as sick as possible on paper, while doing as little as possible to help you when you actually need it,” he summarized.Personal finance expert Suze Orman has also been criticizing MA. In a widely shared post, she argued that original Medicare is “better” and warned that major insurers — including UnitedHealthcare and Humana — are terminating or consolidating plans for 2026, leaving older adults vulnerable to unexpected changes in premiums, networks and benefits. (2)Orman urged MA enrollees to carefully review their annual notice of change and consider switching back to traditional Medicare while they still can.Despite the backlash, some MA users insist the plans work well for them because of their financial costs.“I’ve had MA for eight years, and I’ve never spent more than $200 or $300 in a given year on copays,” one Reddit user wrote. 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