The ringgit’s surge to a five-year high against the US dollar is prompting Malaysians, especially travellers, to exchange the currency early, keeping money changers busy despite the usual post-festive lull.“We had expected the crowd to decline this week, but it is still at around 70 per cent,” Malaysian Association of Money Services Business president Jajakhan Kader Gani said.He said the ringgit’s current level of around 4.04 against the US dollar is among the strongest in recent years,...