68% of Americans now live paycheck to paycheck. Rising costs for housing, food, energy, and essentials are squeezing families hard. Even households earning over $100,000 report struggles. Most rely on their next paycheck just to cover bills. Savings are low, debt is high, and emergencies create instant stress. The cost-of-living crisis hits all income groups. Everyday expenses outpace wages, leaving little breathing room. This nationwide financial strain shows that living paycheck to paycheck is no longer just a personal problem—it’s a broad economic challenge.