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RegExp("[?&]notifications=1(&|#|$)");"desktop"===y&&i&&b.test(window.location.search)&&(i.checked=!0)};ge("ybar-mod-notification",(function(e){var t={isUH3:"crunch"===e.getConfig().ytheme,notifContainer:document.getElementById("notification-container"),notifBadge:document.getElementById("notif-badge"),notifMenu:document.getElementById("ybarNotificationMenu"),notifMenuOpener:document.querySelector("#ybarNotificationMenu + label"),notifDropdown:document.getElementById("notifDropdownContainer"),tooltipContainer:document.querySelector(".".concat($n)),notifLabel:document.querySelector(".".concat(Xn))};t.notifDropdown&&so(e,t)}))}()}};]]>Reuben Gregg Brewer, The Motley FoolSat, October 11, 2025 at 7:48 PM GMT+2 5 min readCitigroup is one of the best-known banks in the world.The bank's stock price has risen nearly 50% in just the past year, vastly outperforming the market.Citigroup may be a popular stock, but that doesn't mean it is a good investment.10 stocks we like better than Citigroup ›What a year it has been for the shares of Citigroup (NYSE: C)! The past 52 weeks have been good for the S&P 500 index (SNPINDEX: ^GSPC), which is up 16% over that span. But it has been amazing for Citigroup's stock, which is up roughly 50%, more than three times the gain of the S&P 500.Don't rush out to follow the crowd on this one. Take a moment to consider Benjamin Graham's view that paying too much for a great business can turn it into a bad investment.Image source: Getty Images.Benjamin Graham has long since left Wall Street, given that his heyday was during the Great Depression. He is often considered the father of fundamental analysis. He has two seminal books on investing, one for professionals and one for more casual investors. You've probably heard of the second one, which is called The Intelligent Investor. If you haven't read it, you probably should.Graham is still highly relevant today because of his books, but also because one of the most famous investors of modern times is Warren Buffett. Graham was Buffett's mentor and was highly influential in helping to develop Buffett's investment approach. One of the key tenants of Buffett's approach goes right back to Graham: Only buy a stock when it is attractively priced.And that's a key part of the investment story with Citigroup right now.Citigroup is one of the best-known banks in the world. It has a diversified business that includes traditional banking for consumers and businesses, investment banking, and wealth management. The business has been doing fairly well of late, with revenues up 8% year over year in the second quarter. Earnings in the quarter came in at $1.96 per share, up from $1.52 a year earlier. The earnings result was bolstered by a big jump in return on equity, which went from 6.3% in the second quarter of 2024 to 7.7% in the second quarter of 2025.Wall Street has reacted to Citigroup's success by pushing the shares of the financial giant sharply higher. There's a problem here, though, because sometimes investors get overly excited about a company's business and take it from being cheap to being overpriced. That appears to be the case with Citigroup, which would likely leave both Graham and Buffett warning investors to tread with caution.Terms and Privacy PolicyPrivacy & Cookie SettingsMore InfoS&P Futures6,678.50 +83.25 (+1.26%)Dow Futures46,110.00 +404.00 (+0.88%)Nasdaq Futures24,812.50 +415.50 (+1.70%)Russell 2000 Futures2,448.70 +40.20 (+1.67%)VIX21.66 +5.23 (+31.83%)Gold4,074.20 +73.80 (+1.84%)PortfolioSign in to access your portfolioSign inTop gainersPTGX Protagonist Therapeutics, Inc. 87.00 +19.96 (+29.77%)APLD Applied Digital Corporation 33.99 +4.70 (+16.05%)NAMS NewAmsterdam Pharma Company N.V. 37.05 +4.04 (+12.26%)FRMI Fermi Inc. 29.08 +2.31 (+8.63%)MP MP Materials Corp. 78.34 +6.05 (+8.37%)Top losersVG Venture Global, Inc. 9.45 -3.13 (-24.88%)DGNX Diginex Limited 24.93 -6.46 (-20.58%)CORT Corcept Therapeutics Incorporated 73.96 -14.40 (-16.30%)WRD WeRide Inc. 10.17 -1.80 (-15.04%)AMBA Ambarella, Inc. 72.88 -11.40 (-13.53%)Most activeNVDA NVIDIA Corporation 183.05 -9.46 (-4.91%)BBAI BigBear.ai Holdings, Inc. 7.22 -0.27 (-3.60%)BITF Bitfarms Ltd. 4.2000 +0.0300 (+0.72%)INTC Intel Corporation 36.33 -1.47 (-3.89%)PLUG Plug Power Inc. 3.4200 -0.3600 (-9.52%)Earnings eventsMy earnings eventsEarnings eventsTrending tickersNQ=F Nasdaq 100 Dec 25 24,810.50 +413.50 (+1.69%)BTC-USD Bitcoin USD 114,687.70 +3,148.31 (+2.82%)ES=F E-Mini S&P 500 Dec 25 6,678.50 +83.25 (+1.26%)ETH-USD Ethereum USD 4,145.89 +340.86 (+8.96%)YM=F Mini Dow Jones Indus.-$5 Dec 25 46,112.00 +406.00 (+0.89%)Top economic events