Skip to contentHome page Seeking Alpha - Power to InvestorsTranscriptsOct. 16, 2025 2:46 PM ETU.S. Bancorp (USB) Stock, USB.PR.A Stock, USB.PR.H Stock, USB.PR.P Stock, USB.PR.S Stock, USB.PR.Q Stock, USB.PR.R StockUSB, USB.PR.A, USB.PR.H, USB.PR.P, USB.PR.S, USB.PR.Q, USB.PR.RSA Transcripts155.87K FollowersU.S. Bancorp (NYSE:USB) Q3 2025 Earnings Call October 16, 2025 9:00 AM EDTCompany ParticipantsGeorge Andersen - Senior VP & Director of Investor RelationsGunjan Kedia - President & CEOJohn Stern - Vice Chair & Chief Financial OfficerConference Call ParticipantsJohn McDonald - Truist Securities, Inc., Research DivisionJohn Pancari - Evercore ISI Institutional Equities, Research DivisionKenneth Usdin - Bernstein Autonomous LLPEbrahim Poonawala - BofA Securities, Research DivisionMichael Mayo - Wells Fargo Securities, LLC, Research DivisionSaul Martinez - HSBC Global Investment ResearchGerard Cassidy - RBC Capital Markets, Research DivisionL. Erika Penala - UBS Investment Bank, Research DivisionBetsy Graseck - Morgan Stanley, Research DivisionChristopher McGratty - Keefe, Bruyette, & Woods, Inc., Research DivisionMatthew O'Connor - Deutsche Bank AG, Research DivisionVivek Juneja - JPMorgan Chase & Co, Research DivisionRobert Siefers - Piper Sandler & Co., Research DivisionPresentationOperatorWelcome to the U.S. Bancorp's Third Quarter 2025 Earnings Conference Call. [Operator Instructions] This call will be recorded and available for replay beginning today at approximately 11:00 a.m. Central Time.I will now turn the conference over to George Andersen, Director of Investor Relations for U.S. Bancorp.George AndersenSenior VP & Director of Investor RelationsThank you, [ John-Louis ], and good morning, everyone. Joining me today in Minneapolis is our Chief Executive Officer, Gunjan Kedia, and Vice Chair and CFO, John Stern. In a moment, Gunjan and John will reference a slide presentation together with their prepared remarks. A copy of the presentation, our press release and all supplemental consolidated schedules are available on our website at ir.usbank.com.Please note that any forward-looking statements made during today's call are subject to risks and uncertainties that can cause our actual results to differ materially from our current expectations. These factors are described on Page 2 of today's earnings presentation in ourRead more current USB analysis and newsView all earnings call transcriptsCommentsRecommended For YouAbout USB StockSymbolLast Price% Chg1D5D1M6M1Y5Y10YMarket CapRev Growth (YoY)Short InterestPrev. CloseMore on USBTrending AnalysisTrending NewsSeeking Alpha - Power to InvestorsPower to InvestorsFollow usDownload appContact usSubscription Support: 1-347-509-6837© 2025 Seeking AlphaTo ensure this doesn’t happen in the future, please enable Javascript and cookies in your browser.Is this happening to you frequently? Please report it on our feedback forum.If you have an ad-blocker enabled you may be blocked from proceeding. Please disable your ad-blocker and refresh.