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door for certain “alternative assets” like private credit, private equity and cryptocurrencies to be included in 401(k)s.Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's howI'm 49 years old and have nothing saved for retirement — what should I do? Don't panic. Here are 6 of the easiest ways you can catch up (and fast)Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake — here’s what it is and 3 simple steps to fix it ASAPProponents say this shift could democratize access to investment opportunities traditionally reserved for institutions and the wealthy. Critics warn that these assets carry complex risks that may not be properly understood by the average investor.Here’s how America’s retirement landscape could change — and how to protect your own portfolio from unnecessary risk.Traditionally, some alternative assets — such as private equity and hedge funds — were restricted to "accredited investors” who either had a net worth of more than $1 million (excluding their primary residence) or annual income exceeding $200,000, according to the U.S. Securities and Exchange Commission (SEC). (2)However, the alternative asset landscape has changed over the years. And retail investors are showing growing interest in these investments. A survey by market research firm Opinium found that 21% of retail investors have considered alternative assets, and another 5% plan to invest in them. (3)The most common reason was diversification. Many investors want to move beyond traditional stocks and bonds in pursuit of higher returns.Some advisors even say that the traditional 60/40 mix of stocks and bonds should be revised to 50/30/20, with the 20% being made up of alternative assets. The idea is that alternative assets provide a little bit of resilience against market upheaval, which stocks and bonds can be more susceptible to.For instance, gold is often viewed as an alternative asset that can offer your portfolio greater stability if stocks are shaky. The precious yellow metal is also on a historic bull run, with the spot price breaching $4,000 per ounce in early October. (4)With a gold IRA through Thor Metals, you can invest directly in physical precious metals, like gold, rather than stocks and bonds.Terms and Privacy PolicyPrivacy & Cookie SettingsMore InfoS&P 5006,644.31 -10.41 (-0.16%)Dow 3046,270.46 +202.88 (+0.44%)Nasdaq22,521.70 -172.91 (-0.76%)Russell 20002,495.50 +34.08 (+1.38%)VIX20.81 +1.78 (+9.36%)Gold4,161.80 +28.80 (+0.70%)PortfolioSign in to access your portfolioSign inTop gainersCRML Critical Metals Corp. 29.97 +6.69 (+28.74%)NVTS Navitas Semiconductor Corporation 12.57 +2.60 (+26.08%)ERIC Telefonaktiebolaget LM Ericsson (publ) 9.85 +1.68 (+20.56%)LAC Lithium Americas Corp. 10.05 +1.62 (+19.22%)OUST Ouster, Inc. 36.16 +5.09 (+16.38%)Top losersALAB Astera Labs, Inc. 161.55 -37.98 (-19.03%)CRDO Credo Technology Group Holding Ltd 129.75 -20.15 (-13.44%)DGNX Diginex Limited 23.30 -2.40 (-9.34%)VIST Vista Energy, S.A.B. de C.V. 35.18 -2.97 (-7.79%)INOD Innodata Inc. 75.83 -5.85 (-7.16%)Most activeBITF Bitfarms Ltd. 5.89 +0.50 (+9.28%)PLUG Plug Power Inc. 4.0500 +0.1500 (+3.85%)NVDA NVIDIA Corporation 180.03 -8.29 (-4.40%)BBAI BigBear.ai Holdings, Inc. 8.91 +0.10 (+1.14%)NVTS Navitas Semiconductor Corporation 12.57 +2.60 (+26.08%)Earnings eventsMy earnings eventsEarnings eventsTrending tickersBTC-USD Bitcoin USD 112,818.52 -2,763.53 (-2.39%)NVA Nova Minerals Limited 71.84 +37.68 (+110.30%)WMT Walmart Inc. 107.21 +5.09 (+4.98%)TMQ Trilogy Metals Inc. 10.60 +4.04 (+61.59%)ALAB Astera Labs, Inc. 161.55 -37.98 (-19.03%)Top economic events