California couple build $500K home in parents’s backyard — after being priced out of owning in their dream neighborhood

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RegExp("[?&]notifications=1(&|#|$)");"desktop"===y&&i&&b.test(window.location.search)&&(i.checked=!0)};ge("ybar-mod-notification",(function(e){var t={isUH3:"crunch"===e.getConfig().ytheme,notifContainer:document.getElementById("notification-container"),notifBadge:document.getElementById("notif-badge"),notifMenu:document.getElementById("ybarNotificationMenu"),notifMenuOpener:document.querySelector("#ybarNotificationMenu + label"),notifDropdown:document.getElementById("notifDropdownContainer"),tooltipContainer:document.querySelector(".".concat($n)),notifLabel:document.querySelector(".".concat(Xn))};t.notifDropdown&&so(e,t)}))}()}};]]>Monique DanaoSat, October 11, 2025 at 1:00 PM GMT+2 6 min readLike many Californians, Aislyn and Ali Benjamin were priced out of their dream neighborhood.In Danville — a small city east of San Francisco — the median home sale price hit $1.8 million in August, according to Zillow. (1)Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's howI'm 49 years old and have nothing saved for retirement — what should I do? Don't panic. Here are 6 of the easiest ways you can catch up (and fast)Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake — here’s what it is and 3 simple steps to fix it ASAPBut instead of chasing listings they couldn't afford, the couple decided to build a $500,000 accessory dwelling unit (ADU) in the backyard of Ali’s parents’s property in San Ramon, which is next to Danville."This was the best decision we ever made," Ali told Business Insider. "It allowed us to save so much money and live where we wanted." (2)While the Benjamins spent $500,000 to build the ADU, it’s important to note that the couple does not own the home. Under U.S. real estate law, the landowner — whoever holds the title — owns both the land as well as the permanent structures on it. Since an ADU qualifies as a permanent structure, Ali’s parents technically own the ADU.The couple’s new 1,200-square-foot home — complete with three bedrooms, one of which was converted into a private sauna and gym — costs them about $2,900 a month, including utilities. According to Business Insider, the Benjamins’ monthly payments reportedly go toward the property’s 15-year mortgage, which means the're likely contributing to Ali’s parents’s mortgage payments. And while the couple may not be earning equity in their new home, they may have privately negotiated a deal with Ali’s parents that gives them a cut of ownership.Before building the ADU, the Benjamins paid $3,086 a month for a two-bedroom apartment, which means they’re now saving around $186 per month. And thanks to the rooftop solar panels on Ali’s parents’s house, the Benjamins also benefit from lower utility costs as both households split the power bill. With this arrangement, the Benjamins don’t have any homeowners association fees to manage, which means their total monthly expenses are significantly lower as well.Then there are the invisible savings: no pet-sitting fees, because Ali’s parents double as dog sitters. And when the couple eventually has children, the grandparents plan to help with child care — a service that could easily cost $1,370 to $1,630 a month in California. 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