RBNZ Governor Hawkesby: house prices and credit growth not raising red flags, can have more baseline mortgage loan-to-value ratio settings---Earlier:New Zealand Q3 unemployment rate rises to 5.3% (expected 5.3%, prior 5.2%)TheNew Zealand dollar had been soft heading into this jobs data, and showed afurther dip in the aftermath that took the Australian dollar to a 12year high against its New Zealand counterpart. This article was written by Eamonn Sheridan at investinglive.com.