The crypto market spent most of October and early November moving sideways. Prices across the board have been sluggish, with even top altcoins struggling to hold key support levels.Meme coins that were once popular are now fading fast, while true utility projects are quietly outperforming everything else. Every time the “Top Gainers” list refreshes, it’s filled with altcoins that actually do something.Take Shiba Inu, for example. Once a social media phenomenon, it’s down nearly 50% this year. In the same period, older utility-driven projects like Zcash ($ZEC) managed to surge more than 20x (yes, twenty times), which shows how fast the narrative has shifted.That shift has opened the door for a new generation of utility coins that not only survive the bear market but also thrive in it.Among them, Digitap ($TAP) stands out as one of the most promising names on the list. It ticks every box for what smart investors look for when hunting for the next altcoin to buy: a live app, active users, and strong fundamentals.Digitap ($TAP) – The World’s First Omni-Bank: Best Altcoin to Buy Now?Digitap is a fully operational financial ecosystem. The company is building the world’s first omni-bank, a next-generation platform that seamlessly bridges crypto, fiat, and DeFi into one accessible mobile app.In other words, it lets users move between traditional money and blockchain assets without friction, fees, or endless KYC roadblocks.Through partnerships with Apple Pay, Google Pay, and non-KYC Visa cards, users can already make global purchases using their crypto holdings. That means the app works not as a concept or demo, but as a live financial tool that people can use every day.The app is now available on both the App Store and Google Play, which immediately sets Digitap apart from the 99% of presale projects still stuck in development. Inside the app, users can exchange crypto and fiat currencies, make instant transfers, stake their tokens, and manage a multi-asset wallet—all from one place.It’s simple, fast, and practical, designed for people who want full control over their finances without juggling multiple platforms or wallets.The project implements a buyback-and-burn system where a portion of the platform’s revenue is regularly used to repurchase and burn $TAP tokens.Adding to investor confidence, Digitap has been audited by SolidProof and Coinsult, two of the most respected blockchain security firms.Crypto Presale Momentum and TokenomicsThe numbers behind Digitap’s presale speak for themselves. It’s not surprising that $TAP is described as a crypto to buy this month.The project has already sold over 100 million $TAP tokens and raised more than $1.6 million in funding from early participants.The presale price currently sits at $0.0297, with the next stage increasing soon to $0.0313, and a confirmed listing price of $0.14 once it goes live on exchanges. That’s a potential 5x to 6x upside before public trading even begins.Digitap’s total supply is capped at 2 billion tokens, with a transparent allocation plan designed to protect long-term holders and ensure sustainable growth.Specifically, 44% of tokens are allocated to the presale, 13% to marketing and expansion, and 12% to community rewards and staking incentives. The remaining supply supports partnerships, exchange listings, and ecosystem development.With over 100 million tokens already sold, the presale is quickly approaching later stages, which means the window for entry at lower prices is closing fast.USE THE CODE “DIGITAP15” FOR 15% OFF FIRST-TIME PURCHASESWhy $TAP Is the Crypto to Buy NowDigitap represents everything the next wave of the crypto market is shifting toward: real-world adoption, transparent tokenomics, and sustainable value creation. It’s a functioning business with a working product, audited code, and a growing user base.In a market that punishes speculation and rewards innovation, $TAP stands out as one of the best crypto presales and a top crypto to buy now. Its omni-bank model could redefine how people interact with money, which allows seamless access to both traditional banking and decentralized finance without barriers.$TAP is the clear altcoin to buy right now, before the crypto presale closes and the $0.14 listing turns early believers into the next wave of winners.Digitap is Live NOW. Learn more about their project here:Presale https://presale.digitap.appWebsite: https://digitap.appSocial: https://linktr.ee/digitap.appWin $250K: https://gleam.io/bfpzx/digitap-250000-giveawayThe post Best Crypto to Buy The Dip: Forget Meme Coins, Buy Utility Gems Instead appeared first on Blockonomi.