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See our Advertiser Disclosure.Hal Bundrick, CFP® · Senior WriterUpdated Fri, November 7, 2025 at 8:04 PM GMT+1 2 min readThe brand that brought stock trading to the masses is now providing mortgage loans at a deep discount. Following a beta test this summer, the new home loan offering is now rolling out to Robinhood Gold subscribers.This embedded content is not available in your region.MORE: See our picks for the best mortgage lenders.Robinhood is not entering the mortgage market quietly. Teaming with Sage Home Loans, Robinhood users can access Sage mortgage rates "at least 0.75% below the national average," according to a press release from Robinhood. On top of that, Sage borrowers can qualify for a $500 credit toward closing costs for purchase or refinance loans.Sage is a leading home loan lender, underwriting over $750 million in mortgages in 2024, according to government data.“This work reflects Sage’s commitment to leading the future of home lending,” Mike Malloy, CEO of Sage Home Loans, said in the release. “We’ve built a mortgage experience that’s simple, digital, and transparent — and collaborating with Robinhood shows what’s possible when technology meets accessibility.”Disclaimer: Sage Home Loans is owned by Red Ventures, which supplies affiliate links to Yahoo Finance.Robinhood (HOOD) was founded in 2013 and reportedly garnered a waitlist of 1 million potential users before launching a mobile app, offering commission-free stock and ETF transactions. Since then, it has expanded its menu to include cryptocurrency trading.In 2019, it launched fractional share trading, allowing users to buy slices of expensive stocks, such as Amazon and Google, for as little as $1.Now, the company is expanding into mortgage lending with its Sage Home Loans partnership.“Robinhood’s mission is to democratize finance for all, and this new benefit for annual Gold subscribers underscores that commitment,” said Sakhi Gandhi, director of partnerships at Robinhood, in a statement.Learn how to take advantage of Robinhood’s 3% IRA match and 1% on transfers.This embedded content is not available in your region.Up NextRobinhood’s bet on prediction markets is paying off. Here’s how they work.Want to buy a house with crypto? Here's what to expect.When will mortgage rates go down? Rates are creeping back up.Sage features a mobile-friendly website as well as an online mortgage application, and promises a "four-minute" mortgage preapproval letter, allowing you to begin house hunting and serious shopping sooner.According to Yahoo Finance analysis of Home Mortgage Disclosure Act data, Sage charged median loan costs of $4,642 and below-median interest rates near 6.245% to borrowers in 2024.Follow these 8 tips for getting the lowest mortgage rate possible.The mortgage offering is available to Robinhood Gold members who pay a $5 monthly fee or a $50 annual subscription. Free 30-day trials are available; however, you must have an annual Gold subscription to qualify for the discounts offered through Sage.Laura Grace Tarpley edited this article.