TranscriptsNov. 10, 2025 11:51 PM ETRepay Holdings Corporation (RPAY) StockRPAYSA Transcripts156.7K FollowersCommentsQ3: 2025-11-10 Earnings SummaryInsightsTranscript InsightsEPS of $0.21 misses by $0.00 | Revenue of $77.73M (-1.79% Y/Y) beats by $803.68KRepay Holdings Corporation (RPAY) Q3 2025 Earnings Call November 10, 2025 5:00 PM ESTCompany ParticipantsStewart Grisante - Head of Investor RelationsJohn Morris - CEO, Co-Founder & DirectorRobert Houser - Chief Financial OfficerConference Call ParticipantsPeter Heckmann - D.A. Davidson & Co., Research DivisionTimothy Chiodo - UBS Investment Bank, Research DivisionShefali Tamaskar - Morgan Stanley, Research DivisionAlexander Neumann - Stephens Inc., Research DivisionPresentationOperatorGood afternoon. I'd like to welcome everyone to REPAY's Third Quarter 2025 Earnings Conference Call. This call is being recorded today, November 10, 2025.I'd like to turn this session over to Stewart Grisante, Head of Investor Relations at REPAY. Stewart, you may begin.Stewart GrisanteHead of Investor RelationsThank you. Good afternoon, and welcome to REPAY's Third Quarter 2025 Earnings Conference Call. With us today are John Morris, Co-Founder and Chief Executive Officer; and Robert Houser, Chief Financial Officer.During this call, we will be making forward-looking statements about our beliefs and estimates regarding future events and results. Those forward-looking statements are subject to risks and uncertainties, including those set forth in the SEC filings related to today's results and in our most recent Form 10-K. Actual results may differ materially from any forward-looking statements that we make today. Forward-looking statements speak only as of today, and we do not assume any obligation or intent to update them, except as required by law.In an effort to provide additional information to investors, today's discussion will also reference certain non-GAAP financial measures. Reconciliations and other explanations of those non-GAAP financial measures can be found in today's press release and in the earnings supplement, each of which are available on the company's IR site.With that, I will now turn the call over to John.John MorrisCEO, Co-Founder & DirectorRead more current RPAY analysis and newsView all earnings call transcriptsCommentsRecommended For You