Skip to navigationSkip to main content':"";if(a){var r=n.promos.showYahooLogo?"":"yns-no-logo";a=a.replace("{notifOnboardBtnLabel}",n.promos.notifOnboardBtnLabel).replace("{notifOnboardMsg}",n.promos.notifOnboardMsg).replace("{subscriptionTopic}",n.promos.subscriptionTopic).replace("{noLogoClass}",r).replace("{promoLogo}",n.promos.promoLogo)}var s=t.newCount>n.panel.maxCount?t.newCount:"",c=n.panel.notificationCenterPath,l=c?"":R,u=n.panel.headerMsg?"":" "+R,d=c?H:"",p=void 0;t.count?p=t.markup:p='{emptyPanelMsg}'.replace("{emptyPanelMsg}",n.panel.emptyPanelMsg);return e=e.replace("{notifMarkup}",p).replace("{promoMarkup}",a).replace("{hideClass}",l).replace("{notifCenterLink}",c).replace("{paddingClass}",d).replace("{headerMsg}",n.panel.headerMsg).replace("{hideHeaderClass}",u).replace(/{notificationCenterNavMsg}/g,n.panel.notificationCenterNavMsg).replace(/{newCount}/g,s)}},{key:"render",value:function(e,t){var n=this;if(n._panelNode){var o=void 0,i=n._panelNode,a=void 0,r=void 0;switch(e){case"expanded_panel":o='{promoMarkup}{notifMarkup}',r=n._store.getNotifications(),a=n._generatePanelMarkup(o,r),i.innerHTML=a;break;case"error_panel":a=(o='{errorMsg}').replace("{errorMsg}",n._config.panel.errorMsg),i.innerHTML=a}t&&t()}else t&&t(new Error("No panel parent"))}},{key:"createPanelParentNode",value:function(e){e&&(e.innerHTML='',this._panelNode=document.getElementById(P))}},{key:"updateBadgeNode",value:function(e){if(e){var t=this._store.getNotifications().newCount,n=this._config.badge.maxCount;if(t){var o=t>n?n+"+":t;e.innerHTML=o}else e.innerHTML=""}}},{key:"addStyles",value:function(e){if(e&&"undefined"!=typeof window){var t=document.getElementById(this._config.panel.styleTagId);t||((t=document.createElement("style")).type="text/css",t.id=this._config.panel.styleTagId,t.innerText=e,document.head.appendChild(t))}}}]),e}(),j=function(){function e(t,n,o){E(this,e);var i=this;i._store=n,i._view=o,i._config=t;var a=i._config.panel;i._panelParentNode=document.querySelector(a.parentSelector),i._badgeNode=i._config.badge.selector&&document.querySelector(i._config.badge.selector),i._indicatorNode=a.indicatorSelector&&document.querySelector(a.indicatorSelector)}return k(e,[{key:"createPanelParentNode",value:function(){this._view.createPanelParentNode(this._panelParentNode),this._notifPanelNode=document.getElementById(P)}},{key:"refreshPanelNode",value:function(e,t){var n=this;x(n._notifPanelNode,D),n._store.fetchNotifications(e,(function(e,o){var i=window.wafer&&window.wafer.base;i&&i.destroy(n._notifPanelNode),e?n._notifPanelNode.innerHTML||(n._view.render("error_panel"),x(n._notifPanelNode,D)):(n._view.render("expanded_panel"),n._view.updateBadgeNode(n._badgeNode),n._showBadge(),n._showIndicator(),n._view.addStyles(o.css)),N(n._notifPanelNode,D),i&&i.sync(n._notifPanelNode.parentNode),t&&t(e,o)}))}},{key:"resetBadge",value:function(){var e=this;e._store.resetNewCount(),e._view.updateBadgeNode(e._badgeNode),x(e._badgeNode,e._config.badge.hideClass)}},{key:"_showIndicator",value:function(){this._indicatorNode&&(this._store.getNotifications().newCount?x(this._indicatorNode,this._config.panel.indicatorClass):N(this._indicatorNode,this._config.panel.indicatorClass))}},{key:"_showBadge",value:function(){var e=this;e._store.getNotifications().newCount?N(e._badgeNode,e._config.badge.hideClass):x(e._badgeNode,e._config.badge.hideClass)}}]),e}(),Y={promos:{eligibleBodyClass:"display-push-promos",enableNotifOnboard:!0,bypassEligibleClassCheck:!1,notifOnboardBtnLabel:"Notify Me",notifOnboardMsg:"Get alerts for breaking news and top stories",promoLogo:"https://s.yimg.com/cv/apiv2/ae/news/circle_bell.png",showYahooLogo:!0,subscriptionTopic:"gondor_homerun_news"},badge:{hideClass:"",maxCount:5,selector:""},panel:{emptyPanelMsg:"You have no new 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n="on".concat(e),o=window.YBAR[n];o&&(t[n]=o)})),window.YBAR.wssid&&(this.wssid=window.YBAR.wssid),window.YBAR.appid&&(this.appid=window.YBAR.appid)),ye.forEach((function(e){var n="on".concat(e);c(e,(function(){for(var o,i=[],a=0;a0){if(o&&i){var n=t>99;o.classList.add("".concat(At)),i.classList.add("count-loaded"),o.textContent=n?"99+":t+"",n?o.classList.add("".concat(Ct)):t>=10&&o.classList.add("".concat(St))}e.onDestroy((function(){o&&(o.textContent="")}))}})).catch((function(){}))}(e,s)}));var Ut="_yb_1e46uhr",jt=function(e,t){var n;t.logoImages&&(n=t.logoImages).length>0&&Array.prototype.forEach.call(n,(function(e){e.onerror=function(){e.onerror=null,e.style.display="none"}})),t.wrapper&&(function(e,t){e&&(xe("#ybar-logo","#ybar-logo",t),t.onDestroy((function(){e.classList.remove("ybar-show-outline"),e.classList.remove("ybar-hide-outline")})))}(t.wrapper,e),function(e,t){t&&e.addElementListener(t,"click",(function(){e.triggerEvent("logo-click")}))}(e,t.wrapper))};ge("ybar-mod-logo",(function(e){var t={wrapper:document.getElementById("ybar-logo"),logoImages:document.querySelectorAll(".".concat(Ut))};jt(e,t)}));var Yt={"dropdown-open":"_yb_1qr55t8","merchant-is-selected":"_yb_hpfgev",overlay:"_yb_1t4opbo","selected-merchant-clear-button":"_yb_sdzekv","shops-buttons":"_yb_1gmhi8h","styled-select":"_yb_1fed2vs",tooltip:"_yb_156j5sr","tooltip--show":"_yb_t94u7s",tooltip__text:"_yb_149d3c6",tooltip__voice:"_yb_rkldcd",tooltip__web:"_yb_1bze76z",dark:"_yb_of9a42",darker:"_yb_1br2rz9",light:"_yb_p0373k","search-border-gradient":"_yb_109k2ga","search-border-gradient-hover":"_yb_vljmzl",midnight60:"_yb_1o792pg","search-input-uh3-hover":"_yb_15ox84z","search-input-uh3-focus-visible":"_yb_1e6541m","sa-btn-bar":"_yb_1axm66t","searchbox-icon-uh3":"_yb_1uef33k",empty:"_yb_owcm9n"},Ft=function(e,t){var n=Math.max(e,t),o=Math.min(e,t),i=Math.abs(n-o);return b([],h(new Array(i+1)),!1).map((function(e,t){return o+t}))},zt=function(e,t,n){var o=e.getConfig().bucketConfig,i=(void 0===o?{}:o).enable_search_ui,a=void 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n=e.getConfig();"smartphone"===n.device&&("finance"===n.property&&"crunch"===n.ytheme&&e.addElementListener(t.searchInput,"click",(function(){var n,o;n="search_input_focus_click",null!==(o=re())&&(oe[n]||(oe[n]=o)),e.addElementListener(t.searchForm,"click",(function(){if(t.ybar){if(t.ybar.classList.contains("ybar-searchbox-assist-fullscreen"))return;t.ybar.classList.add("ybar-searchbox-assist-fullscreen"),t.ybar.classList.add("ybar-searchbox-assist-fadein")}if(!document.documentElement.classList.contains("ybar-overlay")){document.documentElement.classList.toggle("ybar-overlay"),document.body.classList.add("ybar-overlay-noscroll");te("ybar","websrch","",{elm:"expand",subsec:"searchbox",itc:"1"})}}))})),e.addElementListener(t.searchBoxPlaceholder,"click",(function(){zt(e,t)})),e.addElementListener(t.searchBoxPlaceholder,"keydown",(function(n){var o=n,i=o.keyCode,a=o.key,r=Ft(65,90),s=b(b([],h(Ft(58,57)),!1),h(Ft(96,105)),!1),c=b(b([],h(r),!1),h(s),!1).includes(i);(32===i||13===i||c)&&(n.preventDefault(),n.stopPropagation(),zt(e,t,c?a:""))})),t.searchBoxBackButton&&(e.addElementListener(t.searchBoxBackButton,"click",(function(e){e.stopPropagation(),window.YAHOO&&window.YAHOO.SA&&window.YAHOO.SA.apps&&window.YAHOO.SA.apps[0]&&(window.YAHOO.SA.apps[0].view.resetQuery(),window.YAHOO.SA.apps[0].view.hide()),Wt(t);te("ybar","back-close-srch","",{elm:"btn",subsec:"searchbox",itc:"1"})})),e.addElementListener(t.searchInput,"keyup",(function(e){e.stopPropagation();27===e.keyCode&&(e.stopPropagation(),Wt(t))}))),e.addEventListener("viewerClosed",(function(){Wt(t)})),e.onDestroy((function(){Wt(t)})))},Kt=function(){function e(e,t,n){t&&(this.ybar=e,this.elem=t,this.options=n,this.show=this.show.bind(this),this.hide=this.hide.bind(this),this.addEventListeners())}return Object.defineProperty(e.prototype,"tooltip",{get:function(){var e=this;return this.tooltipMarkup||(this.tooltipMarkup=this.createTooltip(),(this.options.tooltipParentElm||this.elem).appendChild(this.tooltipMarkup),this.ybar.onDestroy((function(){var t,n;null===(n=null===(t=e.tooltipMarkup)||void 0===t?void 0:t.parentNode)||void 0===n||n.removeChild(e.tooltipMarkup)}))),this.tooltipMarkup},enumerable:!1,configurable:!0}),e.prototype.show=function(){this.tooltip.classList.add(this.options.showClass)},e.prototype.hide=function(){this.tooltip.classList.remove(this.options.showClass)},e.prototype.addEventListeners=function(){this.ybar.addElementListener(this.elem,"mouseenter",this.show),this.ybar.addElementListener(this.elem,"focus",this.show),this.ybar.addElementListener(this.elem,"mouseleave",this.hide),this.ybar.addElementListener(this.elem,"blur",this.hide)},e.prototype.createTooltip=function(){var e=document.createElement("div");e.className=this.options.containerClass||"";var t=document.createElement("p");return t.textContent=this.options.label,t.className=this.options.textClass||"",e.appendChild(t),e},e}(),Jt={containerClass:Yt.tooltip,textClass:Yt.tooltip__text,showClass:Yt["tooltip--show"]};ge("ybar-mod-searchbox",(function(e){var t,n=e.getConfig(),o={ybar:document.getElementById("ybar"),searchInput:document.getElementById("ybar-sbq"),buttonBar:document.querySelector(".".concat(Yt["sa-btn-bar"])),searchForm:document.getElementById("ybar-sf"),searchBoxIcon:document.querySelector(".".concat(Yt["searchbox-icon-uh3"])),searchBoxPlaceholder:document.getElementById("ybar-smartphone-searchbox-placeholder"),searchBoxBackButton:document.getElementById("ybar-search-back-btn"),shopsButtonsWrap:document.querySelector(".".concat(Yt["shops-buttons"])),categorySelect:document.getElementById("shops-category-select"),selectedMerchantInput:document.getElementById("selected-merchant-input"),selectedMerchantClearButton:document.querySelector(".".concat(Yt["selected-merchant-clear-button"])),submitSearchBtn:document.getElementById("ybar-search"),clearSearchBtn:document.getElementById("ybar-sbq-x"),searchGradientBorder:document.querySelector(".".concat(Yt["search-border-gradient"]))};if(function(e,t){var n,o,i,a=e.getConfig();if(t.ybar&&"desktop"===a.device&&(null===(n=a.bucketConfig)||void 0===n?void 0:n.highlight_searchassist)&&(null===(o=a.bucketConfig)||void 0===o?void 0:o.overlay_class)){t.ybar.setAttribute("data-ovrly-bkt",a.bucketConfig.overlay_class),null===(i=t.searchForm)||void 0===i||i.classList.add(Yt[a.bucketConfig.overlay_class]);var r=document.createElement("div");r.classList.add(Yt.overlay,Yt[a.bucketConfig.overlay_class]),document.body.appendChild(r),e.onDestroy((function(){document.body.removeChild(r)})),e.addElementListener(t.searchForm,"focusout",(function(e){if(t.searchForm&&t.searchInput){var n=e.relatedTarget;n&&!t.searchForm.contains(n)&&window.YAHOO.SA&&window.YAHOO.SA.apps&&window.YAHOO.SA.apps[0]&&window.YAHOO.SA.apps[0].view.shown&&window.YAHOO.SA.apps[0].view.hide()}}))}}(e,o),Gt(e,o),o.searchGradientBorder){var i=!1;o.searchInput.addEventListener("keydown",(function(e){var t=e.code,n=e.key,a=t.startsWith("Key"),r=t.startsWith("Digit"),s=/^[!@#$%^&*()_+\-=[\]{};':"\\|,./?`~]$/.test(n);(a||r||s)&&!i&&(o.searchGradientBorder.classList.add("".concat(Yt["search-border-gradient-hover"])),i=!0)})),e.addElementListener(o.searchForm,"mouseover",(function(){i||o.searchGradientBorder.classList.add("".concat(Yt["search-border-gradient-hover"]))})),e.addElementListener(o.searchForm,"mouseout",(function(){i||o.searchGradientBorder.classList.remove("".concat(Yt["search-border-gradient-hover"]))})),e.addElementListener(o.searchInput,"click",(function(){i=!0})),e.addElementListener(o.searchInput,"blur",(function(){o.searchGradientBorder.classList.remove("".concat(Yt["search-border-gradient-hover"]))}))}o.searchForm&&(e.addElementListener(o.searchBoxIcon,"mouseover",(function(){o.searchForm.classList.add("".concat(Yt["search-input-uh3-hover"]))})),e.addElementListener(o.searchBoxIcon,"mouseout",(function(){o.searchForm.classList.remove("".concat(Yt["search-input-uh3-hover"]))})),e.addElementListener(o.buttonBar,"mouseover",(function(){o.searchForm.classList.add("".concat(Yt["search-input-uh3-hover"]))})),e.addElementListener(o.buttonBar,"mouseout",(function(){o.searchForm.classList.remove("".concat(Yt["search-input-uh3-hover"]))})),e.addElementListener(o.searchInput,"keyup",(function(e){"Tab"===e.key&&o.searchForm.classList.add("".concat(Yt["search-input-uh3-focus-visible"])),o.searchInput.classList.toggle("".concat(Yt.empty),""===o.searchInput.value)})),e.addElementListener(o.searchInput,"keydown",(function(){o.searchForm.classList.remove("".concat(Yt["search-input-uh3-focus-visible"]))})),e.addElementListener(o.searchInput,"focusout",(function(){o.searchForm.classList.remove("".concat(Yt["search-input-uh3-focus-visible"]))})),e.addElementListener(o.submitSearchBtn,"click",(function(e){""===o.searchInput.value.trim()&&e.preventDefault()})),e.addElementListener(o.clearSearchBtn,"click",(function(){o.searchInput.classList.add("".concat(Yt.empty))}))),o.submitSearchBtn&&"crunch"===n.ytheme&&new Kt(e,o.submitSearchBtn,m(m({},Jt),{label:null!==(t=n.i18n.root.SEARCH_TOOLTIP_WEB)&&void 0!==t?t:"Search the web",containerClass:"".concat(Yt.tooltip," ").concat(Yt.tooltip__web),tooltipParentElm:o.clearSearchBtn.parentElement}))}));var Vt="_yb_tdk4ba",$t="_yb_hkd17a",Xt="_yb_rtzclf",Zt="_yb_tdbhj6",Qt="_yb_de52ef",en="_yb_9hwrey",tn="_yb_slc8ta",nn="_yb_bf0svp",on="_yb_hjic9z";ge("ybar-mod-adaptivenav",(function(e){var t=document.querySelector("#ybar-l1-more-menu ul"),n={moreDropDown:document.querySelector(".".concat(Vt)),moreBtn:document.querySelector(".".concat($t)),wrap:document.querySelector(".".concat(Zt)),moreSectionTitle:document.querySelectorAll(".".concat(Qt)),editionsCtaBtn:document.querySelector(".".concat(en)),editionsMenu:document.querySelector(".".concat(tn)),closeBtn:document.querySelector(".".concat(nn)),moreMenuDropDownHeight:t?"".concat(t.offsetHeight+48,"px"):"0"};new 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See our Advertiser Disclosure.KKat TretinaUpdated Thu, November 13, 2025 at 6:03 PM GMT+1 7 min readIf you’re looking for a new card, the Capital One Quicksilver Cash Rewards Credit Card and Capital One QuicksilverOne Cash Rewards Credit Card may both seem appealing as a basic rewards card. In this breakdown of the Quicksilver vs. QuicksilverOne cards, learn how these cards differ in terms of fees, rates, benefits, and eligibility requirements.There’s no annual fee to hold the Capital One Quicksilver card, which is in line with many top cash-back credit cards today.However, the Capital One QuicksilverOne card does have an annual fee. You'll have to pay $39 every year just for the privilege of carrying the card.Up nextCapital One Quicksilver Cash Rewards review: Simplify spending with 1.5% cash backBest credit cards with no annual fee for 2025Best credit cards to build credit for 2025How to check your credit score for freeThe Quicksilver card offers a promotional 0% APR period for both new purchases and balance transfers; you can take advantage of 0% APR for 15 months to pay down existing credit card debt or finance a pricey purchase without interest. After that, the regular variable APR — currently between 18.99% and 28.99% — will apply.If you do choose to make a balance transfer with this card, be aware that balance transfer fees apply. For the first 15 months after account opening, the fee is 3% of the amount transferred. After that, you'll pay 4% for any additional balance transfers.The QuicksilverOne card is geared toward consumers with less-than-perfect credit. As a result, it has no introductory APR and a higher-than-average ongoing variable APR.When you open a Capital One Quicksilver card, you can earn a $200 cash bonus after spending $500 within the first three months — that equates to about $167 per month. In addition, you'll get a $100 credit to use toward travel booked through Capital One during your first year. Compared to other cash-back credit cards with no annual fee, that’s a solid bonus for new cardmembers.The QuicksilverOne card doesn't have a welcome offer, so you won’t get a cash bonus after opening.Read more: Today’s top credit card sign-up bonusesWhile some credit card rewards programs can be complex, requiring users to keep track of multiple spending categories, the Quicksilver and QuicksilverOne cards are a basic, streamlined option. Both cards earn an unlimited 1.5% cash back on every purchase.This simple rewards program makes the Quicksilver or QuicksilverOne a good option if you’re looking for a new credit card to use for everyday purchases, including gas, groceries, entertainment, and more.When you’re ready to redeem, you can trade the dollar value of your rewards for statement deposits, purchases on Amazon, online purchases made through PayPal, gift cards, or you can even request a check.See also: Best rewards credit cards of 2025Cash-back credit cards with no annual fee, like the Capital One Quicksilver, are often sparse on benefits. However, there are a few useful perks you may use. These include extended warranty protection on eligible purchases, travel accident insurance when you use your card to purchase the travel, and access to the Capital One concierge for dining, entertainment, and travel tips.As a card designed for credit-building, the Capital One QuicksilverOne has less to offer for added perks. However, you can qualify for a credit limit increase, a useful benefit for building your credit with this card. With responsible use — making all of your card payments on time and keeping your balances low — your account will be automatically reviewed by Capital One in as little as six months for a credit line increase.Both cards also offer similar standard protections like access to your credit score, $0 liability for fraudulent purchases, emergency card replacement, security alerts, and more.Related: How to use a credit card responsibly — 6 critical tipsTo qualify for the Capital One Quicksilver card, you’ll need good to excellent credit, which typically means a FICO score of 670 or higher. If your score is below that range, it may be more difficult to get approved.The QuicksilverOne can be easier to open if you don’t have a strong credit history. For the best chances of qualifying for the QuicksilverOne card, you’ll need fair to good credit, or a FICO score of at least 580.If you hate the idea of juggling multiple cards or having to activate quarterly spending categories, the Capital One Quicksilver card could be a good money-saving option.With no annual fee, there’s no cost to the 1.5% savings you’ll get on every purchase — as long as you don’t carry a balance and avoid paying interest. Plus, you can take advantage of the card’s 0% APR offers on either new purchases or balance transfers, depending on your current financial goals.There are other cash-back credit cards that could potentially help you save more on your most frequent spending. For example, some flat cash-back cards earn as much as 2% on each purchase, and other cash-back cards earn up to 5% or 6% in specific bonus categories. But as a straighforward way to get money back no matter where you buy, we like the Capital One Quicksilver for most cardholders.Annual fee$0Welcome offerLimited-time offer: Earn $300 in welcome bonuses. Enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year, plus, earn a $200 cash bonus once you spend $500 on purchases within the first 3 monthsPurchase APR18.99% - 28.99% variableIntroductory APR0% intro APR on purchases and balance transfers for 15 months, then variable 18.99% - 28.99% APRRecommended credit scoreGood, ExcellentRewards rate5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel1.5% cash back on all other purchasesBenefitsGenerous intro APR on purchases and balance transfersNo foreign transaction feesIf you've already built some credit history but want to focus on increasing your score, the Capital One QuicksilverOne may be a better option. You can qualify with a lower credit score than the regular Quicksilver. Plus, the ability to score a higher credit limit after six months — an incentive for responsible use — can help bring down your overall credit utilization and improve your credit score.However, this isn’t the best option for cardholders who don’t require the extra credit help. It has no welcome bonus, no introductory 0% APR offer, and even charges a $39 annual fee. While the QuicksilverOne may help you build credit while you earn 1.5% cash back on every purchase, you should consider other options to make sure you choose the right combination of fees, rewards, and benefits for your long-term goals.Annual fee$39Welcome offerNonePurchase APR29.49% variableRecommended credit scoreFair, GoodRewards rate5% cash back on hotels and rental cars booked through Capital One Travel1.5% cash back on all other purchasesBenefitsBe automatically considered for a higher credit line in as little as 6 monthsGet unlimited access to your credit score and access tools to help you monitor your credit profile with CreditWiseThere’s not much benefit to opening both the Capital One Quicksilver and Capital One QuicksilverOne. With overlapping reward structures and different credit score requirements, opening just one —depending on which you can qualify for — is a better choice.Those with excellent credit can take advantage of the Quicksilver's rewards, welcome bonus, and promotional APR without an annual fee. If your credit is in the fair to good range, you're unlikely to qualify for the Quicksilver card, so the QuicksilverOne card can be a useful alternative, despite its $39 annual fee.The Quicksilver and QuicksilverOne are just two of many great cash-back credit cards available today. Here are a few other great options we like:Annual fee$0Welcome offerEarn a $200 bonus after you spend $500 in your first 3 monthsIntroductory Purchases APR0% Intro APR on Purchases for 15 monthsOngoing Purchases APR18.74% - 28.24% VariableIntroductory Balance Transfer APR0% Intro APR on Balance Transfers for 15 monthsOngoing Balance Transfer APR18.74% - 28.24% VariableRecommended credit scoreExcellent/GoodRewards rateEnjoy 5% cash back on travel purchased through Chase Travel℠3% cash back on drugstore purchases and dining at restaurants (includes takeout and eligible delivery service)1.5% on all other purchasesBenefitsYou can choose to receive a statement credit or direct deposit into most U.S. checking and savings accountsChase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and moreGenerous intro APR on purchases and balance transfersWhy we like it: If you're looking for a great cash-back rewards card without an annual fee, the Chase Freedom Unlimited could be a good fit. Like the Quicksilver, it earns a flat 1.5% cash back on every purchase, but you’ll also earn more in bonus categories: 5% cash back on travel booked through Chase Travel℠ and 3% on drugstore purchases and dining.Plus, the card offers a great welcome bonus, introductory 0% APR for new purchases and balance transfers, and additional perks like trip cancellation and interruption insurance and auto rental collision damage waiver protection.Read our full Chase Freedom Unlimited review.Annual fee$0Welcome offerLimited-time offer: Earn $300 in welcome bonuses. Enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year, plus, earn a $200 cash bonus once you spend $500 on purchases within the first 3 monthsPurchase APR18.99% - 28.99% variableIntroductory APR0% intro APR on purchases and balance transfers for 12 months, then variable 18.99% - 28.99% APRRecommended credit scoreGood, ExcellentRewards rate8% cash back on Capital One Entertainment purchases5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel3% cash back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart and Target)1% cash back on all other purchasesBenefitsGenerous intro APR on purchases and balance transfers for the first 12 monthsNo foreign transaction feesWhy we like it: Instead of a flat rewards rate, the Capital One Savor card offers a tiered rewards structure. You can earn higher cash-back rates on Capital One Entertainment purchases; on hotels and rental cars booked through Capital One Travel; on entertainment, dining, popular streaming services; and at grocery stores (excluding Walmart and Target).With these boosted rewards, you could potentially earn more in rewards if those are major spending categories for you. Like the Quicksilver card, the Savorcard has no annual fee, a cash welcome bonus, and intro 0% APR offer.Read our full review of the Capital One Savor Cash Rewards Credit Card.Annual fee$0Purchase APR29.49% variableRecommended credit scoreNo credit history requiredRewards rateNoneBenefitsNo annual or hidden fees; see if you're approved in secondsEarn back your security deposit as a statement credit when you follow best practices, such as making payments on timeBe automatically considered for a higher credit in six months with no additional depositWhy we like it: While you may need an established credit history to qualify for either the Quicksilver or QuicksilverOne card, the Capital One Platinum Secured card is a useful tool for building a great score even with no credit or poor credit.As a secured credit card, it requires a refundable security deposit — you’ll pay either $49, $99, or $200 and start with a credit line of $200. With responsible use, you could get a credit line increase in as little as six months (without the need for an additional security deposit) and eventually qualify to upgrade to an unsecured card and get your security deposit back.Read our full Capital One Platinum Secured Credit Card Review.This article was edited by Kendall LittleEditorial Disclosure: The information in this article has not been reviewed or approved by any advertiser. All opinions belong solely to Yahoo Finance and are not those of any other entity. The details on financial products, including card rates and fees, are accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information. This site doesn't include all currently available offers. Credit score alone does not guarantee or imply approval for any financial product.