TranscriptsGermanyNov. 13, 2025 4:51 AM ETAareal Bank AG (AAALY) Stock, AABKF StockAAALY, AABKFSA Transcripts156.76K FollowersCommentsAareal Bank AG (OTCPK:AAALY) Q3 2025 Earnings Call November 13, 2025 3:00 AM ESTCompany ParticipantsJürgen Junginger - Head of Investor RelationsChristian Ricken - CEO & Chairman of the Management BoardAndrew Halford - CFO & Member of Management BoardConference Call ParticipantsSharada PatelCorinne Cunningham - Bernstein Autonomous LLPPresentationOperatorLadies and gentlemen, welcome to the Aareal Bank 9 Months 2025 Investor and Analyst Conference Call. I'm the Chorus Call operator. [Operator Instructions] The conference is being recorded. [Operator Instructions] The conference must not be recorded for publication or broadcast. At this time, it's my pleasure to hand over to Jurgen Junginger. Please go ahead, sir.Jürgen JungingerHead of Investor RelationsGood morning, everybody. I'm pleased to welcome you to our today's conference call. The agenda covers our results for the first 9 months of 2025 together with an outlook for the full year. I'm joined by our CEO, Dr. Christian Ricken; and our CFO, Andy Halford. They will take you through our presentation, which will be followed by a question-and-answer session.Now I'm pleased to hand over to Christian.Christian RickenCEO & Chairman of the Management BoardYes. Many thanks, Jurgen. Good morning to everyone, and thank you all for attending today's call. I'm very pleased to present our results for the first 9 months of 2025. The good developments we reported for the first half continued in the third quarter. Adjusted operating profit for the first 9 months of 2025 is up by 15% compared to the same period last year. Therefore, we are confirming the outlook for 2025.The economic and geopolitical environment remains challenging, but as always, we are, of course, taking a very conservative approach to risk. I would like to highlight some key features in the good results we are reporting today. Net interestRead more current AAALY analysis and newsView all earnings call transcriptsCommentsRecommended For You