Presales are roaring back as risk appetite returns and capital rotates down the curve. While majors are chopping and ETFs are stealing headlines, smart money is ripping into crypto presales and the next-gen of potential blue chips.Capturing real-world flows is the big ticket prize, and the most talked-about rivalry right now is Remittix ($RTX) versus Digitap ($TAP). Both sit in the cross-border lane that XRP popularized—but only one is building the full banking surface.As investors scramble for altcoins to buy with durable moats, Digitap keeps coming in first place on the list of best cryptos to buy because an omni-bank can command a software-like multiple and valuation if adoption compounds into 2026. Here’s what investors need to know.Why Investors are Looking for Banking Altcoins to BuyCross-border payments amount to trillions of dollars in volume annually and operate in a secular bull market. Each year, demand and volume increase, and crypto has massive upside in this space, given that it is objectively better at executing international settlements. This is an addressable market measured in trillions.Legacy rails average 6.4% fees with settlement times of multiple working days. Stablecoin rails compress both to near zero with near-instant finality. Any team that can put those rails behind a mainstream interface becomes a magnet for flows—and for capital hunting altcoins to buy this is the grand prize.What Remittix ($RTX) Brings to the TableRemittix positions itself around streamlined fiat payouts and bank transfers at flat fees—effectively targeting one high-frequency slice of the remittance stack. Simpler operations, tight compliance surfaces, and an easily explained value proposition for users sending money home.For crypto presale buyers, a focused remittance tool is an appealing proposition if it onboards users fast and keeps costs predictable. The only constraint is that a tool that handles a single corridor or a single motion crypto-to-fiat transfers only captures a fraction of the potential value.Remittix is a no-frills service making it easy to fund local bank payouts with crypto, and that’s why it ranks among the best cryptos to buy now for investors bullish on cross-border payment disruption.The World’s First Omni-Bank: Introducing Digitap ($TAP)Digitap is a network play. It is the world’s first omni-bank—a single, modern money environment where fiat, stablecoins, and cryptocurrencies coexist. Movement across currencies and borders all happens from a single app, and it is already available for download today, with thousands of users activating virtual Visa cards.Under the hood, a multi-rail architecture design enables Digitap to select between public blockchains and established banking corridors, such as SWIFT, SEPA, Faster Payments, and ACH, whenever a user sends a transaction. The AI-powered engine determines the best rail to use based on cost, speed, and current foreign exchange rates.This automated engine means users might not even know they are using a blockchain; they just see their money moving in real time. This design erases silos. Deposits, swaps, cross-border transfers, FX, and card payments are all in one place. The end result is a consumer-grade front end for stablecoin money, crypto, and fiat, bolstered by the familiarity, trust, and breadth that traditional banking offers.Instead of serving a single narrow market, Digitap is building an institutional-scale platform.$TAP Tokenomics: Converting Adoption into Demand$TAP links platform activity to token demand through a simple loop. 50% of platform profits are used to purchase $TAP burning half and using the other half to reward stakers. Supply is capped at 2 billion. And as more users adopt Digitap and volumes grow, burn pressure will increase. This automatic link between platform growth and token value makes it a standout among altcoins to buy.Head-to-head: $TAP vs. $RTXRemittix can carve out a decent niche if it scales corridors quickly and keeps fees flat. But this narrow scope caps its multiple. Digitap is building a full omni-bank service with multiple rails, global Visa card acceptance, and a token that directly captures activity.The presale crossing $1.6 million reflects that investors are voting for the blended model—bank-grade UX on top with multi-rail settlement underneath.That is why, in a market chasing the next “XRP-killer,” Digitap looks like the next-generation trade and a platform that could absorb the entire thesis. Available for just $0.0297 today and with a final listing price of $0.14 $TAP is offering a steep discount. And it is easily one of the best cryptos to buy now for investors bullish on stablecoins and cross-border payments.Discover how Digitap is unifying cash and crypto by checking out their project here:Presale: https://presale.digitap.appWebsite: https://digitap.appSocial: https://linktr.ee/digitap.appWin $250K: https://gleam.io/bfpzx/digitap-250000-giveawayThe post Best Crypto Presale: A Showdown Between Remittix ($RTX) and Digitap ($TAP) (Spoiler: $TAP Wins) appeared first on Blockonomi.