As crypto traders hunt for the top altcoins, the race is heating up between heavyweights and priming newcomers. On one side, Ripple (XRP) continues to hold its ground as a trusted giant in cross-border payments. On the other, the under-the-radar Mutuum Finance (MUTM) is quietly stealing the spotlight, with predictions of a 10x breakout. Mutuum Finance is in presale phase 6 at $0.035, a 16.17% price hike from the previous phase. The price will rise by 14.29% to $0.04 in phase 7. Investors who enter at this point are guaranteed a 71.43% return on investment at launch at $0.06. Mutuum Finance presale has generated over $13.8 million and has been bought by more than 14700 unique holders. MUTM could be the next big token.XRP in Focus: Technical Bounce Fuels Targets Up to $7XRP is currently trading around $3.12, holding above key support near $3.00 following a recent breakout beyond $3.30. This has opened short-term targets in the $3.40–$4.00 range if momentum continues. Some analysts view patterns such as a broken bullish flag as signaling further upside toward $6 to $7+ later this year, supported by institutional activity and improved regulatory clarity.Mutuum Finance (MUTM) Phase 6 PresaleMutuum Finance is picking up a lot of steam as its presale phases close rapidly. The project is currently in phase 6 of the presale at $0.035. The price for the subsequent phase will increase by 14.29% to $0.04. Projected to launch at $0.06, phase 6 investors are poised to get a 71.43% return on investment. Demand for investments is increasing with the project already exceeding $13.8 million and already boasting over 14700 token holders.Smart Decentralized LendingMutuum Finance (MUTM) offers a non-custodial asset control and liquidity protocol on decentralized lending. The project features a double-model Peer-to-Contract and Peer-to-Peer lending platform with the aim of achieving flexibility and efficiency.Peer-to-Contract system utilizes the strengths of smart contracts to extend loans with zero human intervention and the smart contracts respond flexibly to the market by suggesting variable interest rates. Peer-to-Peer model replaces middlemen and enables direct communication between lenders and borrowers. The model is very user-friendly for the management of unstable assets like meme coins.USD-Pegged Stablecoin to be Launched by Mutuum FinanceMutuum Finance is creating a fully collateralized USD-pegged stablecoin on the Ethereum blockchain. The project is also certified by CertiK, an experienced blockchain security firm. Apart from investors’ guarantee of code base integrity and transparency, the auditing process conducted guarantees that the project will in fact create a secure DeFi protocol.The project also launched a $50,000 Bug Bounty Program with CertiK. The four categories of vulnerability to be rewarded are classified as critical, major, minor and low.Community Engagement and RewardsMutuum Finance (MUTM) is running a $100,000 giveaway, as a token of appreciation to presale buyers. Ten people will be given $10,000 in Mutuum Finance tokens as an appreciation of being part of the early adopters of the project.Mutuum Finance (MUTM) community is growing at a faster rate. The project also rewards its largest holders in the form of a new leaderboard that has been introduced. The top 50 Mutuum Finance holders will be rewarded with bonus tokens.Mutuum Finance has raised $13.8M+ from 14,700+ holders, with Phase 6 at $0.035 set to jump 14.29% to $0.04 before launching at $0.06, a 71.43% ROI locked in. As XRP targets $7, MUTM’s presale momentum and audited DeFi model make it a prime 10x coin. Join the presale now.For more information about Mutuum Finance (MUTM) visit the links below:Website: https://mutuum.com/Linktree: https://linktr.ee/mutuumfinance