In 2017, XRP saw an explosive breakout that took it from mere cents to over $3, fueled by a surge in buyer activity, rising wallet addresses, and aggressive trading momentum. Today, analysts and experienced traders are seeing the early stages of a similar pattern—but this time, the spotlight is on Mutuum Finance (MUTM). The project is in its presale phase, yet it is already showing powerful signals of a breakout, with more than 14,700 wallet holders, over 12,000 Twitter followers, and 7% of its Phase 6 token allocation already scooped up by early investors.Mutuum Finance (MUTM) is not just riding hype—it’s building a decentralized foundation with real-world financial applications. Its Pooled-to-Contract (P2C) lending model allows users to earn passive returns by contributing crypto assets into lending pools. For instance, a SOL holder could lend $8,000 into the system and earn dynamic APY over time, depending on pool utilization. On the borrower side, those funds can be accessed through overcollateralized loans—up to 80% Loan-to-Value (LTV)—meaning the borrower could instantly receive $6,400 in USDT while still retaining exposure to SOL’s upside.Real Utility Meets Rapid AdoptionOne reason momentum is building around Mutuum Finance (MUTM) is the project’s commitment to delivering core functionality even before listing. The team has confirmed a beta platform launch besides token listing, allowing users to interact with the system and gain hands-on exposure to the lending and borrowing infrastructure. This approach has drawn in early interest not just from retail investors, but also from seasoned DeFi participants who recognize the power of pre-launch utility and tested infrastructure.Alongside the P2C model, Mutuum Finance (MUTM) will introduce Peer-to-Peer (P2P) lending—allowing users to negotiate their own loan terms for a wide range of memecoins such as DOGE, PEPE, SHIB, TRUMP, FLOKI and BONK. Unlike pooled models, this opens the door to high-risk, high-reward strategies for those willing to take positions on tokens with lower liquidity or greater volatility. It’s a strategic complement to the more automated, passive nature of P2C lending.Driving accessibility and speed, the platform is also being built to run on a Layer-2 network, which will reduce gas costs and allow transactions to settle quickly and efficiently. This infrastructure decision aligns with the broader DeFi trend toward scalable solutions and ensures that as adoption grows, the platform can handle increased load without sacrificing user experience.Phase 6: Final Days Before the Next Price JumpMutuum Finance (MUTM) is currently in Phase 6 of its presale at a price of $0.035 per token. With only a portion of the 170 million tokens in this phase remaining and over $13.8 million already raised, the sense of urgency is building fast. Once Phase 7 opens, the price will rise by 15% to $0.040, and the final listing is planned at $0.06. A growing number of investors are entering now to secure positions before that jump, as larger price swings are expected closer to launch.Investor confidence is further supported by a CertiK-reviewed audit, with the platform scoring 95 on Token Scan and 78 on Skynet—highlighting Mutuum Finance (MUTM)’s strong commitment to smart contract safety and operational transparency. Adding to the buzz, a $100,000 giveaway is live, where 10 winners will each receive $10,000 worth of MUTM tokens. This not only expands brand visibility but also deepens community involvement ahead of the public launch.Early Investment StoryOne analyst, known for accurately predicting Polkadot (DOT)’s bull run in 2020, has made headlines by forecasting that Mutuum Finance (MUTM) could reach $2.10 by early 2026. That projection implies a 60x return for those buying at the current presale rate. Compared to early-stage XRP momentum, MUTM offers an arguably stronger setup—thanks to its early use-case integration, scalable architecture, and targeted DeFi utility.With increasing user engagement, growing wallet counts, and trading demand accelerating during the presale itself, Mutuum Finance (MUTM) is stepping into the space XRP once dominated—but with far more advanced technology. Analysts now expect that MUTM could be the next altcoin to break the $3 threshold, and based on current metrics, that trajectory is being built right now—not after listing.For those looking to position themselves early, the window is rapidly narrowing. This may be the last time to enter before Phase 7 begins and larger players absorb the remaining supply.For more information about Mutuum Finance (MUTM) visit the links below:Website: https://www.mutuum.comLinktree: https://linktr.ee/mutuumfinance The post This Coin Could Overtake XRP in the Race to $3 Based on Current Trading Volume and Buyer Activity appeared first on Blockonomi.