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RegExp("[?&]notifications=1(&|#|$)");"desktop"===y&&i&&b.test(window.location.search)&&(i.checked=!0)};be("ybar-mod-notification",(function(e){var t={isUH3:"crunch"===e.getConfig().ytheme,notifContainer:document.getElementById("notification-container"),notifBadge:document.getElementById("notif-badge"),notifMenu:document.getElementById("ybarNotificationMenu"),notifMenuOpener:document.querySelector("#ybarNotificationMenu + label"),notifDropdown:document.getElementById("notifDropdownContainer"),tooltipContainer:document.querySelector(".".concat(Vn)),notifLabel:document.querySelector(".".concat($n))};t.notifDropdown&&ro(e,t)}))}()}};]]>Jordan RosenfeldSun, Jul 27, 2025, 2:23 PM 4 min readFor a variety of reasons, from limited financial literacy to persistent financial struggles, financial insecurity is a common experience for many Americans of all income levels.For You: If a Financial Advisor Doesn’t Ask These 5 Questions in Your Consult, Keep ShoppingCheck Out: The 5 Car Brands Named the Least Reliable of 2025Nathan Astle, a client counselor at Beyond Finance, said most people with financial insecurity don’t suffer from a lack of intelligence or willpower, “but … they carry the weight of past mistakes, shame and uncertainty in a system that rarely allows for second chances.”He and other experts explain some of the common signs of financial insecurity and how to begin building confidence.A clear sign that someone is feeling financially insecure is how they react when the topic of finances comes up, said Grace Moser, owner of the women’s lifestyle blog, Chasing Foxes.“Sometimes they might act irritated or avoidant, changing the topic or making you feel uncomfortable for having brought it up,” she said.Another common indicator is anxiety that crops up when facing financial tasks that require taking an honest look at your money — from checking your bank balance to opening bills.“For people who are feeling financially insecure, it can sometimes feel better to pretend it doesn’t exist or to procrastinate looking at it,” Moser said.That anxiety can manifest during everyday spending — whether to shop, have dinner with friends or some other experience that involves payment.“They’re not always aware of how much they have in the bank, and the idea of having their card declined causes them a lot of stress,” Moser said.Explore More: Dave Ramsey: The 3 Worst Mistakes People Make When Trying To Build WealthPutting off important financial tasks or payments can be another sign of financial insecurity.Financially insecure people tend to do things last minute when it comes to important purchases, Moser said. “For instance, if they know that they need to purchase tickets to attend their sister’s wedding in a neighboring state, they might procrastinate, even if that means they end up spending more,” she explained.Everyone makes occasional financial mistakes. However, financially insecure people may feel outsized guilt for common mistakes like missing a payment, carrying high-interest debt or overspending, Astle pointed out.“While guilt can be constructive, serving as a signal that change is needed, it becomes harmful when it turns into shame,” he said. “When shame takes over, we begin to feel that we are our financial mistakes, rather than we made a financial mistake.”Terms and Privacy PolicyPrivacy & Cookie SettingsMore InfoS&P 5006,389.77 +1.13 (+0.02%)Dow 3044,837.56 -64.36 (-0.14%)Nasdaq21,178.58 +70.27 (+0.33%)Russell 20002,256.73 -4.34 (-0.19%)VIX15.03 +0.10 (+0.67%)Gold3,314.00 -21.60 (-0.65%)PortfolioSign in to access your portfolioSign inTop gainersSCLX Scilex Holding Company 15.52 +3.56 (+29.77%)STEM Stem, Inc. 18.91 +3.92 (+26.15%)NEGG Newegg Commerce, Inc. 39.08 +4.77 (+13.90%)LYEL Lyell Immunopharma, Inc. 13.73 +1.31 (+10.55%)SMCI Super Micro Computer, Inc. 60.05 +5.58 (+10.24%)Top losersCHPT ChargePoint Holdings, Inc. 9.91 -2.30 (-18.85%)ALB Albemarle Corporation 74.77 -8.97 (-10.71%)MCRB Seres Therapeutics, Inc. 13.24 -1.29 (-8.88%)KB KB Financial Group Inc. 78.40 -7.51 (-8.74%)RVTY Revvity, Inc. 95.04 -8.63 (-8.32%)Most activeNVDA NVIDIA Corporation 176.75 +3.25 (+1.87%)TSLA Tesla, Inc. 325.59 +9.53 (+3.02%)WBD Warner Bros. 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