Jan. 02, 2026 6:56 PM ETBCB Bancorp, Inc. (BCBP) StockDaniel JonesInvesting Group LeaderCommentsSummaryBCB Bancorp faces declining deposits, shrinking loans, and deteriorating profitability, warranting a solid "Sell" rating despite its low valuation.BCBP's asset quality is weak, with return on assets at 0.50% and return on equity at 5.35%, both below industry benchmarks.Recent balance sheet shifts—lower brokered deposits, reduced debt, and higher securities—offer limited positives but are outweighed by worsening fundamentals.Valuation multiples are cheap versus peers, but persistent earnings and asset quality issues undermine any investment case for BCBP at this time.Looking for a helping hand in the market? Members of Crude Value Insights get exclusive ideas and guidance to navigate any climate.