':"";if(a){var r=n.promos.showYahooLogo?"":"yns-no-logo";a=a.replace("{notifOnboardBtnLabel}",n.promos.notifOnboardBtnLabel).replace("{notifOnboardMsg}",n.promos.notifOnboardMsg).replace("{subscriptionTopic}",n.promos.subscriptionTopic).replace("{noLogoClass}",r).replace("{promoLogo}",n.promos.promoLogo)}var s=t.newCount>n.panel.maxCount?t.newCount:"",c=n.panel.notificationCenterPath,l=c?"":P,u=n.panel.headerMsg?"":" "+P,d=c?R:"",p=void 0;t.count?p=t.markup:p='{emptyPanelMsg}'.replace("{emptyPanelMsg}",n.panel.emptyPanelMsg);return e=e.replace("{notifMarkup}",p).replace("{promoMarkup}",a).replace("{hideClass}",l).replace("{notifCenterLink}",c).replace("{paddingClass}",d).replace("{headerMsg}",n.panel.headerMsg).replace("{hideHeaderClass}",u).replace(/{notificationCenterNavMsg}/g,n.panel.notificationCenterNavMsg).replace(/{newCount}/g,s)}},{key:"render",value:function(e,t){var n=this;if(n._panelNode){var o=void 0,i=n._panelNode,a=void 0,r=void 0;switch(e){case"expanded_panel":o='{promoMarkup}{notifMarkup}',r=n._store.getNotifications(),a=n._generatePanelMarkup(o,r),i.innerHTML=a;break;case"error_panel":a=(o='{errorMsg}').replace("{errorMsg}",n._config.panel.errorMsg),i.innerHTML=a}t&&t()}else t&&t(new Error("No panel parent"))}},{key:"createPanelParentNode",value:function(e){e&&(e.innerHTML='',this._panelNode=document.getElementById(D))}},{key:"updateBadgeNode",value:function(e){if(e){var t=this._store.getNotifications().newCount,n=this._config.badge.maxCount;if(t){var o=t>n?n+"+":t;e.innerHTML=o}else e.innerHTML=""}}},{key:"addStyles",value:function(e){if(e&&"undefined"!=typeof window){var t=document.getElementById(this._config.panel.styleTagId);t||((t=document.createElement("style")).type="text/css",t.id=this._config.panel.styleTagId,t.innerText=e,document.head.appendChild(t))}}}]),e}(),U=function(){function e(t,n,o){L(this,e);var i=this;i._store=n,i._view=o,i._config=t;var a=i._config.panel;i._panelParentNode=document.querySelector(a.parentSelector),i._badgeNode=i._config.badge.selector&&document.querySelector(i._config.badge.selector),i._indicatorNode=a.indicatorSelector&&document.querySelector(a.indicatorSelector)}return E(e,[{key:"createPanelParentNode",value:function(){this._view.createPanelParentNode(this._panelParentNode),this._notifPanelNode=document.getElementById(D)}},{key:"refreshPanelNode",value:function(e,t){var n=this;A(n._notifPanelNode,B),n._store.fetchNotifications(e,(function(e,o){var i=window.wafer&&window.wafer.base;i&&i.destroy(n._notifPanelNode),e?n._notifPanelNode.innerHTML||(n._view.render("error_panel"),A(n._notifPanelNode,B)):(n._view.render("expanded_panel"),n._view.updateBadgeNode(n._badgeNode),n._showBadge(),n._showIndicator(),n._view.addStyles(o.css)),M(n._notifPanelNode,B),i&&i.sync(n._notifPanelNode.parentNode),t&&t(e,o)}))}},{key:"resetBadge",value:function(){var e=this;e._store.resetNewCount(),e._view.updateBadgeNode(e._badgeNode),A(e._badgeNode,e._config.badge.hideClass)}},{key:"_showIndicator",value:function(){this._indicatorNode&&(this._store.getNotifications().newCount?A(this._indicatorNode,this._config.panel.indicatorClass):M(this._indicatorNode,this._config.panel.indicatorClass))}},{key:"_showBadge",value:function(){var e=this;e._store.getNotifications().newCount?M(e._badgeNode,e._config.badge.hideClass):A(e._badgeNode,e._config.badge.hideClass)}}]),e}(),j={promos:{eligibleBodyClass:"display-push-promos",enableNotifOnboard:!0,bypassEligibleClassCheck:!1,notifOnboardBtnLabel:"Notify Me",notifOnboardMsg:"Get alerts for breaking news and top stories",promoLogo:"https://s.yimg.com/cv/apiv2/ae/news/circle_bell.png",showYahooLogo:!0,subscriptionTopic:"gondor_homerun_news"},badge:{hideClass:"",maxCount:5,selector:""},panel:{emptyPanelMsg:"You have no new 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t}},{key:"_validateRequiredConfigs",value:function(){var e=this.config;return!(!e.panel.parentSelector||!e.service.url)}},{key:"_assignHelperMethods",value:function(){var e=this;e.helpers={refreshPanelNode:e._panelController.refreshPanelNode.bind(e._panelController),resetBadge:e._panelController.resetBadge.bind(e._panelController),resetIndicator:function(){M(e._panelController._indicatorNode,e.config.panel.indicatorClass)}}}}]),e}()},F="lnct",z=function(){function e(){var e,t;this.personalized=!1,this.ybarElem=document.getElementById("ybar"),this.partnerClasses=null===(t=null===(e=this.ybarElem)||void 0===e?void 0:e.className)||void 0===t?void 0:t.match(/ybar-variant-([a-z]*)/),this.client=new Y.NotificationClient(this.getConfig())}return e.prototype.refreshPanel=function(){var e,t,n,o=this,i={lastUpdate:this.getTimeStamp()||this.setTimeStamp(),loadInHpViewer:!0,includePersonalized:this.personalized},a=(null===(e=window.YAHOO)||void 0===e?void 0:e.context)||(null===(t=window.Af)||void 0===t?void 0:t.context)||{};return a.region&&a.lang&&(i.lang=a.lang,i.region=a.region),(null===(n=this.partnerClasses)||void 0===n?void 0:n.length)&&(i.partner=this.partnerClasses[1]),new Promise((function(e,t){o.client.helpers.refreshPanelNode({matrixParams:i},(function(n,o){n&&(c("Notification refresh error:",n),t(n)),e(o)}))}))},e.prototype.resetBadge=function(){this.client.helpers.resetBadge(),this.setTimeStamp()},e.prototype.getConfig=function(){var e,t,n,o,i,a=document.getElementById("notification-container"),r=null===(e=null==a?void 0:a.dataset)||void 0===e?void 0:e.config;if(I&&!r)return I;var s={promos:{eligibleBodyClass:"display-push-promos",enableNotifOnboard:!0},badge:{selector:"#notif-badge",hideClass:"ybar-notification-hidden"},panel:{emptyPanelMsg:"You have no new notifications.",errorMsg:"Please check back later.",headerMsg:"Notifications",maxCount:5,parentSelector:"#ybarNotificationBody",notificationTypes:"breakingNews"},service:{url:"/tdv2_fp/api/resource/NotificationHistory.getHistory",isRMP:!1}},l={};if(r){"att"===(null===(t=this.partnerClasses)||void 0===t?void 0:t[1])&&(s.promos.showYahooLogo=!1);try{var u=JSON.parse(r);l=m({},u),this.personalized=1===u.personalize}catch(e){c("Notifications config parsing error",e)}a&&delete a.dataset.config}return I=this.mergeConfigs(s,l),(null===(n=this.partnerClasses)||void 0===n?void 0:n.length)&&"yahoo"!==(null===(o=this.partnerClasses)||void 0===o?void 0:o[1])&&(null===(i=I.promos)||void 0===i?void 0:i.subscriptionTopic)&&delete I.promos.subscriptionTopic,I},e.prototype.mergeConfigs=function(e,t){var n=m({},e);for(var o in e)n[o]=m(m({},e[o]),t[o]);return n},e.prototype.getTimeStamp=function(){var e;return null===(e=window.localStorage)||void 0===e?void 0:e.getItem(F)},e.prototype.setTimeStamp=function(){var e,t=""+Math.floor((new Date).getTime()/1e3);return null===(e=window.localStorage)||void 0===e||e.setItem(F,t),t},e}(),W=new z,G=function(){return W},K="",J=[],V=function(){},$=function(){window.removeEventListener("beforeunload",$),""!==K&&c("Rapid not found on page",new Error(K))},X=null,Z=function(){return null===X&&(X=document.getElementById("ybar")),X},Q=function(){var e=0,t=window.YAHOO;if(q)return q;if(t)if(t.i13n)if(t.i13n.__RAPID_INSTANCES__)if(t.i13n.__RAPID_INSTANCES__.length0)for(var n=0;n0){if(q.addModules(i,!1,o),J.length>0)for(e=0;e40959)&&(i19903)&&(i55215))return!1}return!0},fe={navBeaconFired:!1},ve=["ready","navigation"],ye=function(){function e(e){var t=this;this.triggerEvent=r,this.addEventListener=s,this.logError=c,this.logPerformance=l,this.getConfig=u,this.getPerformanceMetrics=d,this.rapidRefresh=te,this.state=m({},fe),this.modules=e,this.userEmail="",window.YBAR&&(ve.forEach((function(e){var n="on".concat(e),o=window.YBAR[n];o&&(t[n]=o)})),window.YBAR.wssid&&(this.wssid=window.YBAR.wssid),window.YBAR.appid&&(this.appid=window.YBAR.appid)),ve.forEach((function(e){var n="on".concat(e);s(e,(function(){for(var o,i=[],a=0;a0,o=_.scrollTope.pageOffset,a=_.scrollTop>E+h,r=_.scrollTop0){if(o&&i){var n=t>99;o.classList.add("".concat(St)),i.classList.add("count-loaded"),o.textContent=n?"99+":t+"",n?o.classList.add("".concat(kt)):t>=10&&o.classList.add("".concat(Ct))}e.onDestroy((function(){o&&(o.textContent="")}))}})).catch((function(){}))}(e,s)}));var Ht="_yb_1e46uhr",Ut=function(e,t){var n;t.logoImages&&(n=t.logoImages).length>0&&Array.prototype.forEach.call(n,(function(e){e.onerror=function(){e.onerror=null,e.style.display="none"}})),t.wrapper&&(function(e,t){e&&(Ae("#ybar-logo","#ybar-logo",t),t.onDestroy((function(){e.classList.remove("ybar-show-outline"),e.classList.remove("ybar-hide-outline")})))}(t.wrapper,e),function(e,t){t&&e.addElementListener(t,"click",(function(){e.triggerEvent("logo-click")}))}(e,t.wrapper))};be("ybar-mod-logo",(function(e){var t={wrapper:document.getElementById("ybar-logo"),logoImages:document.querySelectorAll(".".concat(Ht))};Ut(e,t)}));var jt={"dropdown-open":"_yb_1qr55t8","merchant-is-selected":"_yb_hpfgev",overlay:"_yb_1t4opbo","selected-merchant-clear-button":"_yb_sdzekv","shops-buttons":"_yb_1gmhi8h","styled-select":"_yb_1fed2vs",tooltip:"_yb_156j5sr","tooltip--show":"_yb_t94u7s",tooltip__text:"_yb_149d3c6",tooltip__voice:"_yb_rkldcd",tooltip__web:"_yb_1bze76z",dark:"_yb_of9a42",darker:"_yb_1br2rz9",light:"_yb_p0373k","search-border-gradient":"_yb_109k2ga","search-border-gradient-hover":"_yb_vljmzl",midnight60:"_yb_1o792pg","search-input-uh3-hover":"_yb_15ox84z","search-input-uh3-focus-visible":"_yb_1e6541m","sa-btn-bar":"_yb_1axm66t","searchbox-icon-uh3":"_yb_1uef33k",empty:"_yb_owcm9n"},Yt=function(e,t){var n=Math.max(e,t),o=Math.min(e,t),i=Math.abs(n-o);return h([],y(new Array(i+1)),!1).map((function(e,t){return o+t}))},Ft=function(e,t,n){var o=e.getConfig().bucketConfig,i=(void 0===o?{}:o).enable_search_ui,a=void 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n=e.getConfig();"smartphone"===n.device&&("finance"===n.property&&"crunch"===n.ytheme&&e.addElementListener(t.searchInput,"click",(function(){var n,o;n="search_input_focus_click",null!==(o=ae())&&(ne[n]||(ne[n]=o)),e.addElementListener(t.searchForm,"click",(function(){if(t.ybar){if(t.ybar.classList.contains("ybar-searchbox-assist-fullscreen"))return;t.ybar.classList.add("ybar-searchbox-assist-fullscreen"),t.ybar.classList.add("ybar-searchbox-assist-fadein")}if(!document.documentElement.classList.contains("ybar-overlay")){document.documentElement.classList.toggle("ybar-overlay"),document.body.classList.add("ybar-overlay-noscroll");ee("ybar","websrch","",{elm:"expand",subsec:"searchbox",itc:"1"})}}))})),e.addElementListener(t.searchBoxPlaceholder,"click",(function(){Ft(e,t)})),e.addElementListener(t.searchBoxPlaceholder,"keydown",(function(n){var o=n,i=o.keyCode,a=o.key,r=Yt(65,90),s=h(h([],y(Yt(58,57)),!1),y(Yt(96,105)),!1),c=h(h([],y(r),!1),y(s),!1).includes(i);(32===i||13===i||c)&&(n.preventDefault(),n.stopPropagation(),Ft(e,t,c?a:""))})),t.searchBoxBackButton&&(e.addElementListener(t.searchBoxBackButton,"click",(function(e){e.stopPropagation(),window.YAHOO&&window.YAHOO.SA&&window.YAHOO.SA.apps&&window.YAHOO.SA.apps[0]&&(window.YAHOO.SA.apps[0].view.resetQuery(),window.YAHOO.SA.apps[0].view.hide()),zt(t);ee("ybar","back-close-srch","",{elm:"btn",subsec:"searchbox",itc:"1"})})),e.addElementListener(t.searchInput,"keyup",(function(e){e.stopPropagation();27===e.keyCode&&(e.stopPropagation(),zt(t))}))),e.addEventListener("viewerClosed",(function(){zt(t)})),e.onDestroy((function(){zt(t)})))},Gt=function(){function e(e,t,n){t&&(this.ybar=e,this.elem=t,this.options=n,this.show=this.show.bind(this),this.hide=this.hide.bind(this),this.addEventListeners())}return Object.defineProperty(e.prototype,"tooltip",{get:function(){var e=this;return this.tooltipMarkup||(this.tooltipMarkup=this.createTooltip(),(this.options.tooltipParentElm||this.elem).appendChild(this.tooltipMarkup),this.ybar.onDestroy((function(){var t,n;null===(n=null===(t=e.tooltipMarkup)||void 0===t?void 0:t.parentNode)||void 0===n||n.removeChild(e.tooltipMarkup)}))),this.tooltipMarkup},enumerable:!1,configurable:!0}),e.prototype.show=function(){this.tooltip.classList.add(this.options.showClass)},e.prototype.hide=function(){this.tooltip.classList.remove(this.options.showClass)},e.prototype.addEventListeners=function(){this.ybar.addElementListener(this.elem,"mouseenter",this.show),this.ybar.addElementListener(this.elem,"focus",this.show),this.ybar.addElementListener(this.elem,"mouseleave",this.hide),this.ybar.addElementListener(this.elem,"blur",this.hide)},e.prototype.createTooltip=function(){var e=document.createElement("div");e.className=this.options.containerClass||"";var t=document.createElement("p");return t.textContent=this.options.label,t.className=this.options.textClass||"",e.appendChild(t),e},e}(),Kt={containerClass:jt.tooltip,textClass:jt.tooltip__text,showClass:jt["tooltip--show"]};be("ybar-mod-searchbox",(function(e){var t,n=e.getConfig(),o={ybar:document.getElementById("ybar"),searchInput:document.getElementById("ybar-sbq"),buttonBar:document.querySelector(".".concat(jt["sa-btn-bar"])),searchForm:document.getElementById("ybar-sf"),searchBoxIcon:document.querySelector(".".concat(jt["searchbox-icon-uh3"])),searchBoxPlaceholder:document.getElementById("ybar-smartphone-searchbox-placeholder"),searchBoxBackButton:document.getElementById("ybar-search-back-btn"),shopsButtonsWrap:document.querySelector(".".concat(jt["shops-buttons"])),categorySelect:document.getElementById("shops-category-select"),selectedMerchantInput:document.getElementById("selected-merchant-input"),selectedMerchantClearButton:document.querySelector(".".concat(jt["selected-merchant-clear-button"])),submitSearchBtn:document.getElementById("ybar-search"),clearSearchBtn:document.getElementById("ybar-sbq-x"),searchGradientBorder:document.querySelector(".".concat(jt["search-border-gradient"]))};if(function(e,t){var n,o,i,a=e.getConfig();if(t.ybar&&"desktop"===a.device&&(null===(n=a.bucketConfig)||void 0===n?void 0:n.highlight_searchassist)&&(null===(o=a.bucketConfig)||void 0===o?void 0:o.overlay_class)){t.ybar.setAttribute("data-ovrly-bkt",a.bucketConfig.overlay_class),null===(i=t.searchForm)||void 0===i||i.classList.add(jt[a.bucketConfig.overlay_class]);var r=document.createElement("div");r.classList.add(jt.overlay,jt[a.bucketConfig.overlay_class]),document.body.appendChild(r),e.onDestroy((function(){document.body.removeChild(r)})),e.addElementListener(t.searchForm,"focusout",(function(e){if(t.searchForm&&t.searchInput){var n=e.relatedTarget;n&&!t.searchForm.contains(n)&&window.YAHOO.SA&&window.YAHOO.SA.apps&&window.YAHOO.SA.apps[0]&&window.YAHOO.SA.apps[0].view.shown&&window.YAHOO.SA.apps[0].view.hide()}}))}}(e,o),Wt(e,o),o.searchGradientBorder){var i=!1;o.searchInput.addEventListener("keydown",(function(e){var t=e.code,n=e.key,a=t.startsWith("Key"),r=t.startsWith("Digit"),s=/^[!@#$%^&*()_+\-=[\]{};':"\\|,./?`~]$/.test(n);(a||r||s)&&!i&&(o.searchGradientBorder.classList.add("".concat(jt["search-border-gradient-hover"])),i=!0)})),e.addElementListener(o.searchForm,"mouseover",(function(){i||o.searchGradientBorder.classList.add("".concat(jt["search-border-gradient-hover"]))})),e.addElementListener(o.searchForm,"mouseout",(function(){i||o.searchGradientBorder.classList.remove("".concat(jt["search-border-gradient-hover"]))})),e.addElementListener(o.searchInput,"click",(function(){i=!0})),e.addElementListener(o.searchInput,"blur",(function(){o.searchGradientBorder.classList.remove("".concat(jt["search-border-gradient-hover"]))}))}o.searchForm&&(e.addElementListener(o.searchBoxIcon,"mouseover",(function(){o.searchForm.classList.add("".concat(jt["search-input-uh3-hover"]))})),e.addElementListener(o.searchBoxIcon,"mouseout",(function(){o.searchForm.classList.remove("".concat(jt["search-input-uh3-hover"]))})),e.addElementListener(o.buttonBar,"mouseover",(function(){o.searchForm.classList.add("".concat(jt["search-input-uh3-hover"]))})),e.addElementListener(o.buttonBar,"mouseout",(function(){o.searchForm.classList.remove("".concat(jt["search-input-uh3-hover"]))})),e.addElementListener(o.searchInput,"keyup",(function(e){"Tab"===e.key&&o.searchForm.classList.add("".concat(jt["search-input-uh3-focus-visible"])),o.searchInput.classList.toggle("".concat(jt.empty),""===o.searchInput.value)})),e.addElementListener(o.searchInput,"keydown",(function(){o.searchForm.classList.remove("".concat(jt["search-input-uh3-focus-visible"]))})),e.addElementListener(o.searchInput,"focusout",(function(){o.searchForm.classList.remove("".concat(jt["search-input-uh3-focus-visible"]))})),e.addElementListener(o.submitSearchBtn,"click",(function(e){""===o.searchInput.value.trim()&&e.preventDefault()})),e.addElementListener(o.clearSearchBtn,"click",(function(){o.searchInput.classList.add("".concat(jt.empty))}))),o.submitSearchBtn&&"crunch"===n.ytheme&&new Gt(e,o.submitSearchBtn,m(m({},Kt),{label:null!==(t=n.i18n.root.SEARCH_TOOLTIP_WEB)&&void 0!==t?t:"Search the web",containerClass:"".concat(jt.tooltip," ").concat(jt.tooltip__web),tooltipParentElm:o.clearSearchBtn.parentElement}))}));var Jt="_yb_tdk4ba",Vt="_yb_hkd17a",$t="_yb_rtzclf",Xt="_yb_tdbhj6",Zt="_yb_de52ef",Qt="_yb_9hwrey",en="_yb_slc8ta",tn="_yb_bf0svp",nn="_yb_hjic9z";be("ybar-mod-adaptivenav",(function(e){var t=document.querySelector("#ybar-l1-more-menu ul"),n={moreDropDown:document.querySelector(".".concat(Jt)),moreBtn:document.querySelector(".".concat(Vt)),wrap:document.querySelector(".".concat(Xt)),moreSectionTitle:document.querySelectorAll(".".concat(Zt)),editionsCtaBtn:document.querySelector(".".concat(Qt)),editionsMenu:document.querySelector(".".concat(en)),closeBtn:document.querySelector(".".concat(tn)),moreMenuDropDownHeight:t?"".concat(t.offsetHeight+48,"px"):"0"};new 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That may influence which products we write about, but it does not affect what we write about them. Here's an explanation of how we make money and our Advertiser Disclosure.Updated Mon, Jul 21, 2025 7 min readAnnual fee$0Welcome offerEarn a $200 statement credit after spending $2,000 within the first 6 monthsIntroductory Balance Transfer APR0% on balance transfers for 15 monthsOngoing Balance Transfer APR20.24%-29.24% VariableIntroductory Purchases APR0% on purchases for 15 monthsOngoing Purchases APR20.24%-29.24% VariableRecommended credit scoreExcellent, GoodRewards rate3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%)3% cash back on U.S. online retail purchases (on up to $6,000 per year in purchases, then 1%)3% cash back at U.S. gas stations (on up to $6,000 per year in purchases, then 1%)1% cash back on all other purchasesCash back is received in the form of Reward Dollars that can be redeemed as a statement credit or on Amazon.com at checkoutBenefitsGenerous intro APR on purchases and balance transfersGet a $7 monthly statement credit after spending $9.99 or more on a streaming subscription to the Disney BundleWhy we like it: On top of its long intro APR offer, the Amex Blue Cash Everyday also provides an excellent mix of elevated rewards and ongoing benefits, all with no annual fee. While you might find a card with a few of these perks, it’s rare to find one that has them all.Read our full Amex Blue Cash Everyday reviewAnnual fee$0Welcome offerEarn a $200 bonus after you spend $500 in your first 3 monthsIntroductory Purchases APR0% Intro APR on Purchases for 15 monthsOngoing Purchases APR18.99% - 28.49% VariableIntroductory Balance Transfer APR0% Intro APR on Balance Transfers for 15 monthsOngoing Balance Transfer APR18.99% - 28.49% VariableRewards rateEnjoy 5% cash back on travel purchased through Chase Travel℠3% cash back on drugstore purchases and dining at restaurants (includes takeout and eligible delivery service)1.5% on all other purchasesBenefitsYou can choose to receive a statement credit or direct deposit into most U.S. checking and savings accountsChase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and moreGenerous intro APR on purchases and balance transfersWhy we like it: The 0% introductory rate might be the starting point with the Chase Freedom Unlimited, but it provides much more in ongoing potential, especially if you like flexible redemptions. With its higher base rewards rate and useful spending categories, you can fuel your travels with rewards earned from everyday purchases or opt for cash-back rewards.Read our full Chase Freedom Unlimited reviewLearn more: See our picks for the best Chase credit cardAnnual fee$0 intro annual fee for the first year, then $95.Welcome offerEarn a $250 statement credit after spending $3,000 in eligible purchases in the first 6 monthsIntroductory Purchases APR0% on purchases for 12 monthsOngoing Purchases APR20.24%-29.24% VariableIntroductory Balance Transfer APR0% on balance transfers for 12 monthsOngoing Balance Transfer APR20.24%-29.24% VariableRewards rate6% cash back at U.S. supermarkets (on up to $6,000 in purchases annually, then earn 1%)6% cash back on select U.S. streaming subscriptions3% cash back on transit and U.S. gas stations, including taxis/rideshare, parking, tolls, trains, buses, and more1% cash back on all other purchases*Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkoutBenefitsGenerous intro APR on purchases and balance transfersReceive a monthly statement credit of $7 when you spend $9.99 or more each month on an auto-renewing Disney Bundle subscription (valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.)Enjoy $0 intro plan fees for the first 12 months when you use Plan It® to split up large purchases into monthly installmentsWhy we like it: The Amex Blue Cash Preferred has one of the highest cash-back rates available for making purchases in common spending categories, especially for a low-annual-fee card. This is an excellent card if you want to turn your everyday purchases into valuable cash-back rewards.Read our full Amex Blue Cash Preferred reviewAnnual fee$0Welcome offerEarn 20,000 bonus miles after spending $500 within the first 3 monthsIntroductory APR0% intro APR on purchases and balance transfers for 15 months, then variable 19.24% - 29.24% APRPurchase APR19.24% - 29.24% variableRewards rate5x miles on hotels and rental cars booked through Capital One Travel1.25x miles on all other purchasesBenefits0% intro APR on purchases and balance transfers for the first 15 monthsTransfer your miles to more than 15 travel partnersEnjoy international travel without additional fees on purchases made abroadWhy we like it: The Capital One VentureOne Rewards makes sense if you want to earn straightforward travel rewards on your everyday spending. With no confusing bonus categories and no foreign transaction fees, you can focus on earning miles for your next trip.Read our full Capital One VentureOne reviewAnnual fee$0Welcome offerEarn $200 cash back after spending $500 on purchases in the first 3 monthsIntroductory APR0% intro APR on purchases and balance transfers for 15 months, then variable 19.24% - 29.24% APRPurchase APR19.24% - 29.24% variableRewards rate8% cash back on Capital One Entertainment purchases5% cash back on hotels and rental cars booked through Capital One Travel3% cash back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart and Target)1% cash back on all other purchasesBenefitsGet a 0% APR on purchases and balance transfers for the first 15 months (19.24% - 29.24% variable APR after that)No foreign transaction feesWhy we like it: The Capital One Savor Cash Rewards is one of the best credit cards for everyday earning because of its excellent rewards rate. With uncapped and elevated 3% rates in multiple categories, you can earn high amounts of cash back on purchases you’re already making, including groceries. As an added bonus for travelers, this card doesn’t charge foreign transaction fees.Read our full Capital One Savor Cash Rewards reviewAnnual fee$0Welcome offerNoneIntroductory APR0% intro APR on purchases and qualifying balance transfers for the first 21 months, after which the standard APR appliesPurchase APR17.24% - 28.99% variableRewards rateNoneBenefitsGet up to $600 of cell phone protection against damage or theft ($25 deductible applies)0% introductory APR is useful to finance large purchases or transfer a balance from another cardWhy we like it: The Wells Fargo Reflect is one of the best cards available for a long 0% intro offer on its APR. Having 21 months of 0% intro APR on purchases and qualifying balance transfers means you get, on average, six to nine months more time to avoid paying interest than other similar cards.Read our full Wells Fargo Reflect reviewAnnual fee$0Welcome offerDiscover will automatically match all the cash back you’ve earned at the end of your first year, with no minimum spending requirement or maximum rewards capIntroductory APR0% intro APR on purchases and balance transfers for the first 15 months (18.24% to 27.24% variable APR after that; 3% intro balance transfer fee until June 10, 2025, then up to 5%)Purchase APR18.24% - 27.24% variableRewards rate5% cash back on everyday purchases at different places each quarter — including grocery stores, restaurants, gas stations, and more — up to the quarterly maximum1% unlimited cash back on all other purchasesBenefitsRedeem your rewards for cash at any timeGenerous intro APR for purchases and balance transfersWhy we like it: Few rewards credit cards provide more than 2% or 3% back on purchases, but you can earn up to 5% cash back with the Discover it Cash Back Credit Card. You do need to keep track of Discover's quarterly rewards categories and activate them, but that’s a small price to pay for the amount of rewards you can earn on common purchases.Read our full Discover it Cash Back Credit Card reviewWe generally recommend the cards on our best list if you’re looking for 0% intro APR offers, but here are some additional credit card offers that can work depending on your situation and preferences.Annual fee$0Welcome offerEarn $200 in cash back after spending $1,500 on purchases in the first 6 months (bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back)Introductory APR0% intro APR on purchases and balance transfers for the first 15 monthsPurchase APR18.24% - 28.24% variableRewards rate5% cash back on purchases in your top eligible spend category each billing cycle (up to the first $500 spent, 1% cash back after that)4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ through 6/30/20261% unlimited cash back on all other purchasesBenefitsNo annual feeAs your spending changes, your earn adjusts automatically when you spend in any of the eligible categories each billing cycleWhy we like it: The Citi Custom Cash makes sense if you want your rewards rate to reflect your top purchases each billing cycle. With this card, you earn 5% back in your top eligible category on up to $500 each billing cycle. That means you could earn 5% back on restaurants one month and 5% back on grocery stores after that, giving you plenty of flexibility with your earning potential.Read our full Citi Custom Cash Card reviewAnnual fee$0Welcome offerEarn a $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 daysIntroductory APR0% intro APR on purchases and on balance transfers made within 60 days of account opening for your first 15 billing cycles, after which the standard APR appliesPurchase APR18.24% - 28.24% variableRewards rate3% cash back* in the category of your choice: gas and EV charging stations; online shopping, including cable, internet, phone plans, and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings2% cash back* at grocery stores and wholesale clubs1% cash back on all other purchases*Earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter in each tier, then earn 1%BenefitsBank of America Preferred Rewards® members can earn up to 75% more cash back on every purchaseAccess your FICO® Score updated monthly for free, within your Mobile Banking app or in Online BankingWhy we like it: The Bank of America Customized Cash Rewards lets you customize how you earn rewards by choosing a 3% cash-back category once per calendar month. This gives you some flexibility with earning more cash back as you align your choice category with your upcoming expenses.Read our full Bank of America Customized Cash Rewards reviewAnnual fee$0Welcome offerEarn a $200 rewards bonus after spending $1,000 in eligible purchases within the first 90 daysIntroductory APR0% intro APR on purchases and balance transfers for the first 15 billing cycles, standard variable APR applies after thatPurchase APR18.49% - 28.74% variableRewards rate5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose2% cash back on one everyday category you choose each quarter1% cash back on all other eligible purchasesBenefits5% cash back on prepaid air, hotel, and car reservations booked directly in the Rewards CenterGet your cash back as a statement credit, a rewards card or directly deposited into your U.S. Bank checking or savings accountReceive a new cardmember $0 fee offer on ExtendPay Plans opened in the first 60 daysWhy we like it: The U.S. Bank Cash+ Visa provides up to 5% cash back with its rewards rate, which is among the highest rates you can find on rewards credit cards. There’s a limit on how much you can earn at this rate each quarter, but it’s a reasonable cap of $2,000, especially for a no-annual-fee card. It’s also nice that you have the option to choose two 5% categories each quarter, giving you flexibility over how you earn rewards.A 0% intro APR credit card lets you avoid paying interest on purchases for a set period of time. This allows you to carry a balance without worrying about racking up any interest until the end of the introductory period, though a high balance could affect your credit score and you’re still responsible for making minimum payments.The intro period starts upon account opening and typically lasts 12 to 15 months, with some longer offers lasting 18 to 21 months.Unlike most balance transfers, you don’t have to pay a fee to take advantage of a 0% purchase APR. However, you still want to pay off your balance before the promotional period ends. Otherwise, interest will start to accrue.0% APR offer length: In general, the longer the intro period, the better. However, the average length of 12 to 15 months should be good enough for most people before the variable APR kicks in.Balance transfer offer: Many of the cards on this list are also balance transfer credit cards because they have 0% intro APR offers on balance transfers. You can take advantage of these offers to transfer existing debt to one of these cards and not pay interest during the offer period. You still have to cover a balance transfer fee and you can only transfer up to your available credit limit.Annual fee: We typically only recommend paying an annual fee on a credit card if you get enough value from the card’s benefits to offset the yearly membership cost. Fortunately, the best 0% APR credit cards don’t tend to have annual fees.Rewards program: What are you supposed to do with a 0% APR card after the offer period ends? If it’s a rewards card, you can continue using it to earn valuable points, miles, or cash back on your purchases.Credit requirements: Many 0% APR credit cards require a good or excellent credit score to qualify, which is at least a 670 FICO score.APR: Most credit card annual percentage rates are high, so it’s typically not best to choose between cards based on the APR unless there’s a 0% intro APR offer.Credit cards with long 0% introductory APR offers include:Blue Cash Everyday® Card from American ExpressChase Freedom Unlimited®Capital One Savor Cash Rewards Credit CardWells Fargo Reflect® CardDiscover it® Cash BackCiti Custom Cash® CardBank of America® Customized Cash Rewards Credit CardU.S. Bank Cash+® Visa Signature® CardGetting approved for a new card with a 0% intro rate can be an excellent way to reduce credit card debt. The promotional period lets you pay your balance without worrying about interest charges, which is often better than alternative repayment strategies, such as using a credit card cash advance.You typically need good to excellent credit to qualify for a 0% APR credit card. That’s a FICO score of at least 670 and a VantageScore of at least 661. A higher credit score could improve your chances of getting approved for a 0% interest credit card.A 0% interest rate credit card can hurt your credit if your credit utilization is too high from carrying a high balance. You could also see a small impact on your credit score from applying for a new card. However, a 0% intro APR credit card could help with building credit over time and increasing your overall creditworthiness if you keep your card account active and make on-time payments.To find the best 0% APR cards today, we started with a list of all cards from major credit card issuers that offer an introductory 0% APR, which was nearly 30 eligible credit cards. This list did not include every available card from every credit card company.We added the cards from this list to a rubric to rate each card based on various criteria, including 0% intro APR periods, rewards, annual fees, and more.Our final list includes highly-rated cards, based on our rubric, experience, and expert opinion, that we think could make sense for people researching 0% APR credit cards.Editorial Disclosure: The information in this article has not been reviewed or approved by any advertiser. All opinions belong solely to Yahoo Finance and are not those of any other entity. The details on financial products, including card rates and fees, are accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information. This site doesn't include all currently available offers. Credit score alone does not guarantee or imply approval for any financial product.Best American Express credit cards for 2025Whether you’re looking for cash back, travel rewards, an intro 0% APR, or anything in between, the best Amex cards have something for almost everyone.August 30, 2024