2 1/2 Paycheck Hacks To Make More Money Each Month, According to Jaspreet Singh

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0;switch(e){case"expanded_panel":o='{promoMarkup}{notifMarkup}',r=n._store.getNotifications(),a=n._generatePanelMarkup(o,r),i.innerHTML=a;break;case"error_panel":a=(o='{errorMsg}').replace("{errorMsg}",n._config.panel.errorMsg),i.innerHTML=a}t&&t()}else t&&t(new Error("No panel parent"))}},{key:"createPanelParentNode",value:function(e){e&&(e.innerHTML='',this._panelNode=document.getElementById(D))}},{key:"updateBadgeNode",value:function(e){if(e){var t=this._store.getNotifications().newCount,n=this._config.badge.maxCount;if(t){var o=t>n?n+"+":t;e.innerHTML=o}else e.innerHTML=""}}},{key:"addStyles",value:function(e){if(e&&"undefined"!=typeof window){var t=document.getElementById(this._config.panel.styleTagId);t||((t=document.createElement("style")).type="text/css",t.id=this._config.panel.styleTagId,t.innerText=e,document.head.appendChild(t))}}}]),e}(),U=function(){function e(t,n,o){L(this,e);var i=this;i._store=n,i._view=o,i._config=t;var 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RegExp("[?&]notifications=1(&|#|$)");"desktop"===y&&i&&b.test(window.location.search)&&(i.checked=!0)};be("ybar-mod-notification",(function(e){var t={isUH3:"crunch"===e.getConfig().ytheme,notifContainer:document.getElementById("notification-container"),notifBadge:document.getElementById("notif-badge"),notifMenu:document.getElementById("ybarNotificationMenu"),notifMenuOpener:document.querySelector("#ybarNotificationMenu + label"),notifDropdown:document.getElementById("notifDropdownContainer"),tooltipContainer:document.querySelector(".".concat(Vn)),notifLabel:document.querySelector(".".concat($n))};t.notifDropdown&&ro(e,t)}))}()}};]]>Peter BurnsSat, Jul 19, 2025, 7:20 PM 3 min readPaycheck routines are steps that people follow to maximize their income. Having a budget, automating payments and tracking your spending are all standard procedures that can help you out financially.Find Out:7 Signs You’re Quietly Getting Rich, According to Frugal Living Expert Austin WilliamsRead Next: How Much Money Is Needed To Be Considered Middle Class in Your State?In a recent video for his Minority Mindset Clips channel, YouTuber Jaspreet Singh covered 2 1/2 ways to stretch your money a bit further.When used recklessly, credit cards can cause monumental damage to your finances. If you are in debt, can’t resist adding unnecessary items to your online shopping cart or are obsessed with racking up points even while paying interest, Singh encouraged you not to use a credit card.If you use credit cards the right way, you can add some extra cash to your paycheck. Singh pointed out that every month you’ll have bills and expenses to pay. Using your credit card to cover these costs can mean earning points that amount to extra cash. However, the only way this is profitable is if you pay your balance off completely each month before the interest kicks in.Since you don’t earn much cash back from credit card spending — Singh said it amounts to 1% to 2%, depending on the card, which means you’ll get 1 to 2 cents for every dollar spent, although certain cards have deals for better value — points alone aren’t worth risking your finances. However, if you’re buying something you already have the money for, the points can add up and make you money.Learn More: I’m a Self-Made Millionaire: 6 Steps I Took To Become Rich on an Average SalaryMaking the most of your paycheck means having a goal. Singh suggested focusing on these three goals.The first is saving and building up an emergency fund. An emergency fund is money you save so you don’t go into debt when you have unexpected expenses like medical emergencies or car breakdowns. Singh advised saving up between three and 12 months of expenses, depending on your situation. If you’re young and have few responsibilities, you won’t need as much as an older person with dependents.Second, he recommended investing. You can either invest for appreciation, where you buy an asset that can go up in value, or for cash flow, where you’ll receive regular dividends from your investment. Buying growth stocks means reinvesting your profits in a company, hoping its value will increase. It can result in quick profits, but the stocks have lower liquidity. Acquiring dividend-producing stocks means slower profits, but you will receive cash regularly.Terms and Privacy PolicyPrivacy & Cookie SettingsMore InfoS&P Futures6,342.25 +7.50 (+0.12%)Dow Futures44,571.00 +31.00 (+0.07%)Nasdaq Futures23,268.00 +43.75 (+0.19%)Russell 2000 Futures2,254.60 +3.60 (+0.16%)VIX16.41 -0.11 (-0.67%)Gold3,374.90 +16.60 (+0.49%)PortfolioSign in to access your portfolioSign inTop gainersSTEM Stem, Inc. 13.50 +4.23 (+45.63%)TLN Talen Energy Corporation 328.63 +64.63 (+24.48%)CRSP CRISPR Therapeutics AG 65.13 +10.04 (+18.22%)IVZ Invesco Ltd. 19.92 +2.64 (+15.28%)SOC Sable Offshore Corp. 31.69 +3.35 (+11.82%)Top losersMLGO MicroAlgo Inc. 14.66 -3.12 (-17.57%)ARWR Arrowhead Pharmaceuticals, Inc. 16.76 -2.09 (-11.09%)MOH Molina Healthcare, Inc. 182.98 -21.27 (-10.41%)ELV Elevance Health, Inc. 277.09 -25.36 (-8.38%)STNE StoneCo Ltd. 13.67 -1.24 (-8.32%)Most activeLCID Lucid Group, Inc. 3.0400 -0.0800 (-2.56%)QS QuantumScape Corporation 14.64 +1.04 (+7.65%)NVDA NVIDIA Corporation 172.41 -0.59 (-0.34%)WBD Warner Bros. Discovery, Inc. 12.75 -0.09 (-0.70%)TSLA Tesla, Inc. 329.65 +10.24 (+3.21%)Earnings eventsTrending tickersTSLA Tesla, Inc. 329.65 +10.24 (+3.21%)OPEN Opendoor Technologies Inc. 2.2500 +0.6000 (+36.36%)NVTS Navitas Semiconductor Corporation 6.79 +0.52 (+8.29%)IXHL Incannex Healthcare Inc. 0.6100 +0.2399 (+64.82%)NQ=F Nasdaq 100 Sep 25 23,268.00 +43.75 (+0.19%)Top economic events