$PYPL PainPal Bros have attained Nirvana! PayPal Holdings, Inc.NASDAQ:PYPLbigbull037- Waiting for massive gains, they have grown old and achieved Nirvana! - PYPL is getting better in innovation but the company isn't innovative faster. It is bloated with legacy tech and in many places their teams are working in silos with duplicated initiatives and effort. - Alex is great CEO but stock buyback alone won't help. Law of large numbers and massive competition by various fintech will always be a drag for $PYPL. - Market likes growth (organic expansion of multiple) which is a like drug for the market participants or massive EPS growth ( inorganic ) Where does PYPL stand? year | 2025| 2026 | 2027 | 2028 EPS | 5.26 | 5.82 | 6.61| 7.07 eps% | 14.59% |10.81%| 13.45%| 6.96% For a mid teen eps%, fair forward p/e would be 15 Fair stock value: year | 2025 | 2026 | 2027 | 2028 price | 78.9 | 87.3 | 99.15 | 106.05