Is it all over for Plasma investors? After being hailed as the next great payments layer, $XPL has collapsed 47% in a single week, wiping out millions in market value and reminding investors how ruthless crypto markets are.The sell-off has been brutal. But it does signal that the market is starting to mature. Retail investors do not want to buy projects launching at multi-billion dollar valuations anymore and are instead hunting for ground-floor entries.The Digitap ($TAP) presale has been booming as a result, and positioned as the world’s first omni-bank, $TAP is seeing massive inflows as panicked investors flee into the safety of its presale.Plasma: A Lesson in Timing & ValuationsPlasma wants to become the world’s largest stablecoin-first chain and power a new generation of payments, disrupting traditional global corridors. It launched the right partners and a massive narrative tailwind. But it also launched at a valuation a little too rich for the market.Valuations soared at the spot listings, but insiders wasted no time cashing out once the first exchange listings hit, and every attempt to flip the moving average has been brutally rejected. An overly-hyped debut and early investors dumping on retail—a tale as old as time in crypto.The problem is that Plasma’s valuation baked in years of growth before the network had seen real-world adoption to justify this valuation. And that’s why investors are rotating aggressively into Digitap, a project many are calling the “front-end banking layer” that will finally make crypto usable for regular people.Why Investors Are Pivoting Toward DigitapDigitap is what comes next. Plasma wants to be the blockchain driving stablecoin payments to all-time highs globally. Digitap is building the bridge that makes those payments accessible to everyone. It is the world’s first omni-bank, offering a unified financial service that merges crypto, fiat, and stablecoins into a single experience.The platform is already live on desktop and mobile, functioning like a next-generation neobank. Users can deposit fiat, hold crypto, send stablecoins, or pay globally with an integrated Visa card. What makes $TAP different is the architecture.DigiTap is not competing with chains like Plasma or Tron—it can integrate them. Its multi-rail system dynamically routes every transaction through the fastest and cheapest option, whether that’s SWIFT, SEPA, or a blockchain rail. The end user just taps, and Digitap takes care of the rest.That’s the kind of simplicity that turns blockchain infrastructure into a consumer product.The Generational Shift: Gen Z Banking Meets BlockchainMobile-first finance has exploded in recent years. Over 2.7 billion people use mobile banking, a 35% increase since 2020, and demand for cross-border payments continues to skyrocket, with a projected annual volume of $290 trillion by 2030. Yet, in 2025, the experience is still painfully fragmented.Gen Z refuses to manage six apps for six types of money. They want one platform that feels as intuitive as Revolut, as borderless as PayPal, and as fast as Solana. Digitap delivers exactly that.This alignment with Gen Z habits is why analysts believe Digitap could become the first true mass-adoption crypto product. Users don’t need to understand the underlying tech; they can simply use it to move, send, and receive money.Why Digitap Could Be a Safer Bet Than PlasmaPlasma remains an excellent product, but the crash has scared investors and traders. And the valuation remains high. Yet, Digitap is still in its presale phase, and $TAP can be purchased for just $0.0125, but not for long, as the price will soon jump to $0.0159 in stage two.Digitap is live, solving a trillion-dollar problem, and it is compliant in traditional finance. Even better, $TAP is deflationary, with a hard cap of 2 billion tokens, and half of all platform profits will go toward buying back and burning $TAP.This creates a direct feedback loop between adoption and price. Analysts are already calling $TAP one of the best cryptos to buy now heading into Q4. Digitap is product-first and arguably one of the most exciting projects that will launch this cycle.Discover how Digitap is unifying cash and crypto by checking out their project here:Presale: https://presale.digitap.appWebsite: https://digitap.appSocial: https://linktr.ee/digitap.appThe post Plasma ($XPL) Plunges 47%, Sending Panicked Investors Fleeing to the Safety of Digitap ($TAP) Presale appeared first on Blockonomi.