Skip to contentHome page Seeking Alpha - Power to InvestorsNov. 18, 2025 5:25 AM ETThe Dividend Guy32K FollowersCommentsThe fear of outliving your money is one of the biggest concerns for retirees. You’ve worked for decades, and the last thing you want is to wake up at 82—healthy, but broke.The markets, inflation, and your lifespan are all somewhat unpredictable. But there’s one thing you can control: how you spend.Retirement planning isn’t about perfection. It’s about resilience, clarity, and the confidence that you can handle whatever comes next.MoMo Productions/DigitalVision via Getty ImagesEven the best retirement plan has cracks. Here’s how to spot them before they become costly.“Everyone has a plan until they get punched in the mouth.”— Mike TysonIt’s a quote that appliesThis article was written byThe Dividend Guy32K FollowersMy name is Mike and I’m the author of The Dividend Guy Blog & The Dividend Monk along with the owner and portfolio manager here at Dividend Stocks Rock (DSR). I earned my bachelor degree in finance-marketing, own a CFP title along with an MBA in financial services. Besides being a passionate investor, I’m also happily married with three beautiful children. I started my online venture to educate people about investing and to be able to spend more time with my family. I started my career in the financial industry back in 2003. I earned several promotions along with a good pile of diplomas. I had lots of fun working with clients in private banking for half a decade, but thought I could do more with my life. In 2016, I decided to take a leap of faith and left everything behind to travel across North America and Central America with my family. We drove through nine countries and stayed three months in Costa Rica before returning home. This was an eye-opening adventure that led me in 2017 to quit my job in the financial industry and pursue my dream; helping others with their personal finance through my investing websites. You just found the reason why I quit my suit & tie job!CommentsRecommended For YouTo ensure this doesn’t happen in the future, please enable Javascript and cookies in your browser.Is this happening to you frequently? Please report it on our feedback forum.If you have an ad-blocker enabled you may be blocked from proceeding. Please disable your ad-blocker and refresh.