Ripple’s RLUSD Stablecoin: A New Catalyst for XRP?

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you’re thinking about retiring or know someone who is, there are three quick questions causing many Americans to realize they can retire earlier than expected. take 5 minutes to learn more hereRipple's new USD stablecoin, RLUSD (Ripple USD), grabbed crypto headlines fast. Launched in December 2024, RLUSD hit a market cap above $1 billion within a year, cracking the Top 10 among U.S. dollar-backed stablecoins.This rapid climb raises a key question: could RLUSD become a catalyst for Ripple's native token XRP (CRYPTO: XRP)? Analysts are split on whether rising RLUSD demand will lift XRP prices by expanding XRPL activity, or whether stablecoins serve entirely separate roles.Here's what RLUSD's growth means for XRP.alfernec / Shutterstock.comRLUSD's growth has been remarkable. The dollar-backed stablecoin was introduced on the XRP Ledger in late 2024 under New York's strict trust charter. Within a year, RLUSD hit a $1 billion market cap, making it the 10th-largest dollar stablecoin globally. By November 2025, its circulating supply reached about $1 billion, split between Ethereum ($819 million) and the XRPL ($203 million).That milestone came faster than almost any other stablecoin. Several years are typically needed to reach $1 billion, but RLUSD's quick climb suggests Ripple leveraged its existing customer base and global network.Institutional demand has been a key driver. Ripple President Monica Long says rising corporate use of its payment services has translated into more RLUSD flows, calling RLUSD the "primary stablecoin" for Ripple's payment rails.Data show that RLUSD transaction volume jumped 210% over 30 days, to over $4 billion, even as the number of transactions (on both chains) climbed 26%. CryptoSlate reports "987% growth since its December 2024 launch," reaching $839.9 million supply (just before $1 billion).This growth has been fueled by rising institutional demand, expanding payment flows, and recent acquisitions (e.g., Hidden Road prime brokerage and GTreasury), which created new distribution channels.alfernec / Shutterstock.comHere are the three key factors driving RLUSD's rapid rise:Ripple's acquisitions (such as GTreasury) are creating direct pipelines from corporate treasuries into RLUSD. 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