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However, that number is skewed by some households that have far higher debt balances.Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's howDave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake — here’s what it is and 3 simple steps to fix it ASAPI'm 49 years old and have nothing saved for retirement — what should I do? Don't panic. Here are 6 of the easiest ways you can catch up (and fast)The caller, identified as Robert from Chicago, Ill. is clearly in that group of outliers.Robert’s troubles are amplified by the fact that a significant portion of his debt is from personal loans. He made loans to others against his credit as an attempt at investment, only to have his debtors stop paying him. Co-hosts Ken Coleman and Jade Warshaw were in disbelief, with the latter describing the situation as “ridiculous.”“So here's the thing,” Robert said. “I've been trying to be smart and it didn't quite work out. I was in a position where I could lend money to guys who need it and make profit on it. So I would throw money on a card … and I’ve been making some profit on it.”Robert’s income was no match for his debt. He has a $462,000 mortgage, $96,000 in private student loans and $42,000 in auto loans. By comparison, the average consumer had a $252,505 mortgage, $35,208 in student loans and $24,297 in auto loans, according to Experian.Borrowing money to invest in private loans is significantly risky and can come with legal implications.Instead of going this route, those in Robert’s situation can speak with a financial advisor, who can help make a plan towards paying off debt — without seeking out private loans.Advisor.com is an online platform that connects you with vetted financial advisors best suited to help you develop a plan for your new wealth.Just answer a few quick questions about yourself and your finances and the platform will match you with an experienced financial professional. 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