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One company stands ready to capitalize on this dynamic.10 stocks we like better than Pfizer ›Money is tight for most Americans these days. Although the math suggests wages have mostly kept up with inflation, the reality is that paying the rent or the mortgage, buying groceries, or just keeping the lights turned on has never felt so painful.There's no wiggle room, either. As the Motley Fool's own in-house research arm points out, the typical U.S. household only has about $8,000 worth of accessible cash in the bank; for many families, that's just enough to cover about three months' worth of basic living expenses. Given this, it's no stretch to suggest that the typical American household has little -- if any -- money left over to grow into a nest egg. This means whatever amount of money that is able to be put to work in the market must be invested very, very cost-effectively, minimizing risk even if it means less-than-thrilling returns.To this end, here's a closer look at three bargain stocks anyone living on a budget might want to consider adding to their portfolio before buying any more expensive growth names.Image source: Getty Images.The past three years have been tough ones for Pfizer (NYSE: PFE) shareholders. Although the drugmaker's COVID-19 vaccine and treatment catapulted the stock during the coronavirus pandemic, once that business peaked, so did the stock. The company hasn't even come close to matching 2022's top line of $100 billion; analysts are only looking for revenue of $63 billion this year.There's an arguable upside to the stock's 60% pullback from its late-2021 high, however. That is, the market was so fixated on the past -- and even the present -- that it overshot its target, ignoring a promising future that's finally coming into view.See, Pfizer has been busy since the wind-down of COVID-19. Although it's got no revenue to show for it yet, it's got a bunch of things in its developmental pipeline that will result in revenue in the foreseeable future -- drugs like Elrexfio (elranatamab-bcmm) and Sigvotatug vedotin. Elrexfio is already approved as a treatment for some cases of multiple myeloma, but the phase 3 testing of the therapy that's underway right now could dramatically widen its marketability. Sigvotatug vedotin is an antibody-drug conjugate (ADC) garnered with Pfizer's 2023 acquisition of Seagen. The 2L+ lung cancer treatment candidate has shown tremendous promise through phase 3 trials. All told, Pfizer has 18 phase 3 oncology drugs in its pipeline right now, eight of which the company says could each be generating more than $1 billion in annual sales by 2030.Terms and Privacy PolicyPrivacy & Cookie SettingsMore InfoS&P 5006,687.73 +23.37 (+0.35%)Dow 3046,353.29 +38.02 (+0.08%)Nasdaq22,766.09 +134.61 (+0.59%)Russell 20002,456.67 +7.90 (+0.32%)VIX15.95 +0.50 (+3.24%)Gold3,781.60 +75.80 (+2.05%)PortfolioSign in to access your portfolioSign inTop gainersMTSR Metsera, Inc. 53.85 +20.53 (+61.60%)DGNX Diginex Limited 17.91 +4.31 (+31.43%)QMMM QMMM Holdings Limited 105.22 +22.38 (+27.01%)BBAR Banco BBVA Argentina S.A. 9.92 +1.73 (+21.12%)APLD Applied Digital Corporation 24.69 +4.21 (+20.54%)Top losersCOMP Compass, Inc. 7.83 -1.57 (-16.75%)MENS Jyong Biotech Ltd. 58.35 -7.27 (-11.08%)FORD Forward Industries, Inc. 27.12 -3.33 (-10.92%)QUBT Quantum Computing Inc. 20.68 -2.59 (-11.13%)BMNR Bitmine Immersion Technologies, Inc. 55.35 -5.94 (-9.70%)Most activeNVDA NVIDIA Corporation 182.73 +6.13 (+3.47%)SNAP Snap Inc. 8.55 +0.39 (+4.72%)OPEN Opendoor Technologies Inc. 8.90 -0.67 (-7.00%)PLUG Plug Power Inc. 2.5538 +0.3738 (+17.15%)NIO NIO Inc. 6.86 -0.51 (-6.99%)Earnings eventsMy earnings eventsEarnings eventsTrending tickersNVDA NVIDIA Corporation 182.68 +6.08 (+3.44%)MTSR Metsera, Inc. 54.04 +20.72 (+62.18%)PATH UiPath Inc. 13.04 +1.17 (+9.85%)MRNA Moderna, Inc. 26.79 +1.55 (+6.15%)ORCL Oracle Corporation 322.47 +13.81 (+4.47%)Top economic events