AADHARHFC IN (Aadhar Housing Finance ) LongAadhar Housing Finance LtdNSE:AADHARHFCA3MInvestments🇮🇳 #invest #India #AADHARHFC AADHARHFC offers loans to individuals, companies, corporations, societies and associations of individuals for the purchase, construction, renovation and reconstruction of residential properties. The company shows revenue growth year on year: 2021 +13.45% 2022 +9.63% 2023 +18.14% 2024 +26.37% 2025 +20.02% We have seen revenue growth acceleration in recent years Net profit: 2021 +79.6% 2022 +30.79% 2023 +22.46% 2024 +37.61% 2025 +21.64% Balance growth: 2021 +14.72% 2022 +16.85% 2023 +17.51% 2024 +20.34% 2025 +43.21% You have to pay for such growth. And investors pay a premium, which is reflected in the multiples. P/B 3.5 P/E 24 The Indian market is characterized by high multiples, in general. The company received an upgrade to AA+ from Care Ratings Management reiterated its AUM growth forecast of 20-22% The company plans to add 50-60 new branches annually A combination of stable margins, improving leverage and low credit costs is expected to further boost ROE Current ROE~17% Government initiatives such as PMAY 2.0 support demand for affordable housing